Taylor Gifts Ripoff Subscription to Promotional Discounts Paoli, Pennsylvania

I placed my order with Taylor Gifts via their catalog and the telephone...not on line.  I had questions which their web site did not answer and the lady who took my order asked if she could complete it by phone so I agreed.

At the end of the order taking procedure on May 11,2012,  she asked me if I would like to have an additional discount on the order of, I believe, 10%, for $1.95.  That order was for $$24.12.  At least that was my charge.  On May 15 I was billed twice for $1.95.  

I became ill shortly after this transaction and didn't really review my credit card bills till sometime in September.  My bills are paid automatically.  I am an 88 year old woman, living in a retirement community where I take many of my meals.  I was an owner of a travel agent prior to retirement.  I no longer can travel much.  I believe I have all my mental faculties, play bridge, use a computer, and drive a car.  I explain this because this is what happened to my bills while I was ill.

In June, July, and August I was charged $14.95 two times a month, a total of $89.70.  I caught it with my August USAA credit card bill and immediately called to find out what it was that I was paying for.  I learned to my horror that I had agreed to try the discount program and when the first month was over, I was to pay the regular fee (if I didn't cancel) for what was a food and travel discount program.  The amount was not named. Never, ever would I have agreed or had need of such a program. I cancelled all.