TD Auto Finance Never Finance your new car through this bank. They will do anything to make you late and collect fees Nationwide

Mail your monthly payment to:

TD Auto Finance

PO Box 16035

Lewiston, ME 04243-9517

Yes that is a serious question because you seem to be doing everything you can to avoid taking ANY responsibility for your finances. You say you may "forget" to make the car payment. Really? A car payment is generally peoples second biggest expense every month. Not only that it is for the same amount and due on the same date.

But then you finally take SOME responsibility and set a reminder to make your payment..ON the due date.  Where you have issues so you put in a request. Yet do you ever follow up with that request during the month NO...it appears you wait until your due date again.

As for you missing your payments. Again this is probably your second biggest monthly expense so it should be VERY obvious if you actually reviewed your bank account(s) you would be seeing the payment not being taken out. But since you obviously don't reconcile or review your bank statements even just looking at your current balance being (probably) several hundred dollars higher than you expected should have tipped you off.

Now the one thing we haven't even touched on. Why couldn't they withdraw the funds from your bank account Was there sufficient funds in the account?

Wait for it...the ONLY answer you can give here is "I don't know". Because if you say yes there were enough funds then you would have to admit that you knew your balance and that any normal person with basic math skills would see that it was higher than it should have been since the payments were not being withdrawn. Where at which point it is your responsibility to find out WHY.