TD BankNorth Rearranged transactions dates and times to charge overdraft fees even though I had money in my account everytime i made an atm charge Lewiston Maine

heard this before from other people, i also know of one i just sent a copy of your letter to as i think they will be interested in this matter... PERSONALLY I WOULD NOT TO BUSINESS WITH BANKNORTH NOR HAVE I OR WILL I !!! HOWEVER I SUGGEST DOWNEAST FEDERAL CREDIT UNION THEY ARE A GREAT BANK AND I BEEN WITH THEM FOR YEARS. THE LADYS COMMENT FROM THE BANK, YOU ARE RUDE SOUNDING! SO ARE SOME OF THE OTHER COMMENTS AS WELL,, LIKE YOU"VE DONE NO WRONG YOURSELF IN LIFE!!! PLEASEEE GIVE THE LADY A BREAK WRITING WHEN ANGERY CAN MEAN YOU JUST DIDN"T WORD IT RIGHT.. YA"LL HAVE A GREAT DAY! WEBSITE FOR THAT GREAT BANK IS WWW.SCFCU.COOP AND YOU CAN SEE WHERE THEY ARE LOCATED.. GOOD LUCK

.....the lawyer that wants to take a case such as this for anything other than laughable purposes. Unethical doesnt mean illegal.

I detest the fees these banks charge for over drafting and such.....so I dont allow it. I dont run my account low enough to risk causing them to assign such fees. NO I dont carry a BIG cushion or balance...but I do keep enough to pay my bills on time and dont spend more than I have.

YOU stated,

"A few days later when I checked my balance it was in the negative 35.00. Because I was 1.00 short on a check I had written out. No problem."

So you admit to overdrawing the account. HOW can you hold the bank responsible for the fees that YOU ALSO AGREED to when you opened the account .....by signing the paperwork AGREEING to the conditions the bank offered.

NO rip off here..other than you spending the banks money that is.

Charging your account every five days isn't unlawful...especially since when you signed up for the account, and signed a contract, you were given a personal deposit agreement, which clearly states the 35.00 dollar fee will be assessed

Nothing posts to your account "automatically" like you stated. It is the merchant's responsibility to initiate the transaction, not the banks. You obviously don't keep a check register, and spent money you thought you had in the account that wasn't there. Did you think the money fairy came and made a deposit into your account? My sister overdraws her account all the time because of the same reason. She'll have ten dollars in her account, spend eight of, and check and ATM. When the ATM tells her she has ten dollars because the purchases haven't cleared, she'll go out and spend more money...

you're ridiculous