The Guardian Group Fund Arizona Refinance a new mortgage loan, after purchasing Note from the current lender Internet

I have read all of the comments and accusations against and for The Guardian Group Fund.  The Author who has orchestrated the attacks on the company and one of its principles could either be true or false but I have several questions for you.  You stated that you are or where a Real Estate Broker for 18 years. Correct!  Aren't you or where you not part of the problem?  How many negative amortization loans have you done and how much money did you gouge your customers for?  Inflating your fees, getting paid on the front end back and in between, charging unnecessary points just to fill your wallet?  How many of your customers who you could have put into decent loans but you put them into loans that would pay you the most commission? Most of all how many of your Latino customers lost their homes because you and brokers like you put them into a loan and all they had to do was fog a mirror?  What is your name and your broker license number so we can look at every single deal you did to see if you indeed can count yourself out of what the real problem was?  I have never met in my entire life a decent or honest real estate person.  Least of all a broker they are the dirtiest of all.  The American People and that includes Latinos too just in case you don't understand the difference trusted you and people just like you across this great land of ours and all you did was destroy their future by putting them into these horrible loans knowing these where going to blow up in their faces, when I say You and I mean all Brokers, Real Estate Brokers, Mortgage Brokers, Agents and the like did this with their eyes wide open.  Why are you not being put in jail?  why are not the executive of these banks not being put in jail?  If anyone should be prosecuted it should be anyone who held a license during the the melt down. When you attack some one don't attack them because you no longer have your hand in the cookie jar.  Your time is over and your days are numbered.  The Doge City of Broker Heaven has ended and all you can do now is bash anyone who offers up a solutions.  Your remarks are libelous and inflammatory at best.  I hope you have a really good attorney because your are really going to need it.  I would encourage The Guardian Group Fund to come after you and the ripoff report with everything they have because I as a consumer do not agree with your comments especially when you said you were or are a broker!  That killed all of your credibility.  Also to slam someone because they filed bankruptcy wow!  Help me understand your logic? If you are going to launch an investigation file and investigation were it really counts.

Why take the time to respond to and provide to proof.  This really make this program look more and more as a greedy scheme to get as many suckers to fork over $1595 with the hopes of getting a new mortgage in "90 days"

Where is the proof?

I have not seen anything on the Maricopa County Recorders Office.

If you are an actual consumer and not an employee who is in on the fraud why don't you give them permission to use your file as an example . When ever I call them they say that they have goten several done but clients will not let them use them as an example. The only example they provide is that same generic one that was done in November.

Yes.. they actually saved my home.  They went above and beyond the call of duty to help me. My home was in a midst of a modification and then was bought by a company with the business plan of foreclosing all homes bought.  The Guardian Group took care of the situation.

I work with The Guardian Group Fund as an intermediary. The Guardian Group Fund is a 5+ billion dollar private equity firm currently involved in purchasing the servicing rights to toxic mortgages in bundles. These bundles of loans are purchased at below fair market value as the banks receive compensation from the FDIC (www.fdic.gov) to sell them off at a discount. The Guardian Group Fund will either have the individual loans financed at 90% of the homes current market value through a fully certified and licensed FHA lender (www.fha.gov) or The Guardian Group will fund the new loan amount themselves at 30 years fixed (6.25% for well qualified clients, 7.25% for credit challenged clients). The Unites States Treasury Department is pushing banks to release themselves of these mortgages that are holding down the banks overall financial health. Research www.ustreas.gov to help you better understand how this process works.

For homeowners that owe more than 125% LTV on their 1st mortgage they can reduce their principal balance down to 90% of the homes current market value and eliminate any 2nd mortgage during the process. There are no tax ramifications to the home owner. We are not a loan modification company and we are not promising to save your home from foreclosure. Although we can certainly assist homeowner that are currently delinquent.

Program fees are clearly listed on your new HUD1 statement at required by federal law. The total fees an individual client will pay are $1595.00 which include all costs associated with the transaction. This amount covers Escrow, Title, Appraisal and Consulting fees. I put a clients loan docs on my website so potential clients can see for themselves.

Please contact me directly if you believe this program would benifit you. No hard selling... you either qualify for the program or you don't.

Click on these link to research what we do for yourselves. Don't pay any attention to these people posting on ripoff report. They have NOT been ripped off. I receive about 5-10 referrals weekly from Attorneys, Real Estate Professionals, Debt Counselors, etc... Not 1 unsatisfied customer, only tons of referrals!

http://www.nytimes.com/2009/11/22/business/22loans.html?_r=1

http://knowledge.wharton.upenn.edu/article.cfm?articleid=2196

http://www.ustreas.gov/press/releases/tg65.htm

Paul Saindon

paul@theguardiangroupfund.com

714-924-0502 Direct

888-538-6161 Fax

 (((Redacted)))

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