The Progressive Corporation they totaled 2000 ford escort at $3800.00 damage, left me with a $1700. bill to credit company and no car Mayfield Village Ohio

First of all, sorry for your loss. Accidents are terrible and should not happen but reality is they do every single day.
I'm not stating you were underpaid or overpaid for your vehicle. From my experience with these issues often times people pay more for their vehicle than what it is worth. If your involved in a accident and your vehicle is a total loss you are paid the fair market value for it.
If you had purchased GAP insurance on your policy you may be paid what you owe and not what the car is actually worth.
Think of it like this no matter how silly it may sound.... If you buy a broom for $30 and I borrow it and break it and tell you I will replace it for what it's worth. I go out and find the exact same broom for $15, why should I pay you the full $30? Is it my fault I found a better deal on it? If you were charged too much by the retailer for your purchase why am I the bad guy? Now we can get even more complicated. Lets say the broom you borrow me is damaged. Why should I pay you the full amount of a perfect broom with no damage. Is a damaged product worth the same as one with no damage? No. If you are buying a car on a dealers lot and their are two exact cars with the same mileage, etc. Would you expect to pay less for one that has hail damage or excessive door dings. Probably.
I can tell you I paid $10,000 for my car and now it is totaled. Average retail for this same car may be $5,000. Did I overpay for my car? Seems so. Blame the insurance company? If it makes you feel better about your choice to overpay. Perhaps you should be upset with the dealership that overcharged you.