Titlemax Titlebucks The inside scoop about Titlemax from an ex-employee. Internet

So if you could show me how to beat the system that would be great. i am having a hard time paying it as is. I was a week late and none of the $450 went to the balance. So, I know it was a bad thing. I should of asked my mother for funds.  See what you can do to help. I want to get them off my back asap. 

The VIN was copied incorrectly. Titlemax changed the VIN submitted it to DMV without my knowledge. After I identified what they did. I was sent a letter with the correction on it. I never signed a new contract...And they are attempting to enforce the old contract...Isnt is void because it has the incorrect VIN number?

The VIN was copied incorrectly. Titlemax changed the VIN submitted it to DMV without my knowledge. After I identified what they did. I was sent a letter with the correction on it. I never signed a new contract...And they are attempting to enforce the old contract...Isnt is void because it has the incorrect VIN number?

The VIN was copied incorrectly. Titlemax changed the VIN submitted it to DMV without my knowledge. After I identified what they did. I was sent a letter with the correction on it. I never signed a new contract...And they are attempting to enforce the old contract...Isnt is void because it has the incorrect VIN number?

I'm neither an employee or customer of this company however, I'd like to offer, somewhat, of a solution to an future employee or customer.

It's as simple as being an American.  DON'T WORK OR TAKE A LOAN THERE!

We still live in a free country(I realize it's not as great as it used to be) and have a choice to work or do business with a company.  I understand that hard times have hit most of us in this country but we still have that choice(in this situation).  Whether you like this company or not, they still have a business plan and a legal contract with a customer.  If you do not agree with their contract or their "handbook(not sure if they have one but I would suspect that they do)", don't work or do business with them!  If you failed to read these things, then shame on YOU!

As far as the employee's giving customers a hard time or managers cussing people out, then that's something that the company needs to take a hard look at, if those statements are true.  As far as the ex-employee that stated that the lower level employees do the back breaking work and the upper level management rakes in the big bucks, welcome to business 101.  If you don't think it's fair for the uppers to make more than you, then I would suggest that you do what you need to do to move up, whether in this company or any other.  That's just the way companies work.  The people at the top make the larger salaries than the people at the bottom.  Ever heard of a pyramid scheme(not saying that Title Max is one because they are NOT)?  Well, corporate America, the US Military, US Government and all other countries has worked like this forever yet someone would be more scared to start their own business with Avon before they would work for a corporation where the people at the top are always on top.  At least with a MLM, you can get paid as much if not more than the person that brought you in.  However, I digress.  

The simple truth to this company or any like it, if you don't agree with their terms, bow out and move on.  It's not fair to any industry to be bad mouthed when, YOU, the customer or employee had ALL of the power in the beginning then when YOU failed to meet the terms of the contract or employment, the company is the wrong doer.  It's all spelled out in the contract, at least from what I've read above says it is, what is required and expected.

I'm done.  I hope that I didn't offend anyone.  I really just get tired of people slamming others when 90% of the fault was on you.  With that being said, I'm not saying that there wasn't any wrong doing by this company because if employees and managers are cussing out customers, I would say that the upper management of this company is failing their customers.

Good day!

I'm neither an employee or customer of this company however, I'd like to offer, somewhat, of a solution to an future employee or customer.

It's as simple as being an American.  DON'T WORK OR TAKE A LOAN THERE!

We still live in a free country(I realize it's not as great as it used to be) and have a choice to work or do business with a company.  I understand that hard times have hit most of us in this country but we still have that choice(in this situation).  Whether you like this company or not, they still have a business plan and a legal contract with a customer.  If you do not agree with their contract or their "handbook(not sure if they have one but I would suspect that they do)", don't work or do business with them!  If you failed to read these things, then shame on YOU!

As far as the employee's giving customers a hard time or managers cussing people out, then that's something that the company needs to take a hard look at, if those statements are true.  As far as the ex-employee that stated that the lower level employees do the back breaking work and the upper level management rakes in the big bucks, welcome to business 101.  If you don't think it's fair for the uppers to make more than you, then I would suggest that you do what you need to do to move up, whether in this company or any other.  

That's just the way companies work.  The people at the top make the larger salaries than the people at the bottom.  Ever heard of a pyramid scheme(not saying that Title Max is one because they are NOT)?  Well, corporate America, the US Military, US Government and all other countries has worked like this forever yet someone would be more scared to start their own business with Avon before they would work for a corporation where the people at the top are always on top.  At least with a MLM, you can get paid as much if not more than the person that brought you in.  However, I digress.  

The simple truth to this company or any like it, if you don't agree with their terms, bow out and move on.  It's not fair to any industry to be bad mouthed when, YOU, the customer or employee had ALL of the power in the beginning then when YOU failed to meet the terms of the contract or employment, the company is the wrong doer.  It's all spelled out in the contract, at least from what I've read above says it is, what is required and expected.

I'm done.  I hope that I didn't offend anyone.  I really just get tired of people slamming others when 90% of the fault was on you.  With that being said, I'm not saying that there wasn't any wrong doing by this company because if employees and managers are cussing out customers, I would say that the upper management of this company is failing their customers.

Good day!

I travel frequently for work and use my car sometimes which has a loan of $1800 left on the balance. I have been on time but have heard rumors at my job that they'll be downsizing come the new year. I haven't been able to save much and am one of the 41% of Americans that would only be able to survive about two weeks without a paycheck if I were to lose my job. My question is, does Titlemax use tracking devices to find the car if it is to be repossessed? I used my mothers address on my application. Just trying to prepare, I've witnessed blow outs and other uprisings going to pay my bill in the office. Kind of scared.

Thanks

when filling out your application, do not put your actual address you live at, that makes it way to easy for them.  you dont even have to use your actual ssn# if you dont want to, they can only see if that ssn# is already used in their system.  no ssn#, no skip trace on any of your past address or family members.  they will require a proof of residence, which most of the time is a bill or something going to an address.  i would have some company send you something, a letter or something to some address that you can get it at.  also, on the part where is says contacts, use people will not give you up and dont know where you live.  its pretty simple.

Easy way to get a lower interest rate.  The more money you borrow the lower your interest rate is.  Here is the secret to getting a lower interest rate.  If you qualify for the max, which is usually 5000 in most states, you will get there lowest interest rate.  Say you only need to borrow 1000 dollars, but they qualify you for the 5000 max.  Thats 9.99 rate for the max, versus between 14.99 and 12.99 for the 1000,  go ahead and borrow the max 5000 so you get locked into that lowest interest rate.  the key is to bring back the other 4000 the next business day and apply all of it right back to your account to put your account back at that 1000 loan, but you get to stay at that 9.99 interest rate as opposed the higher rate.  

Saw someone say that they had a 2500 loan or something and said they had been paying on it for 2 years and still owed about 2000.  That is exactly how the company gets you.  your monthly payment in MOST states is just interest, NO PRINCIPAL.  so if your paying 250 a month on your loan, that 250 is nothing but interest, and no principal.  You may want to try coming in every 2 weeks and paying so that your interest payment is half of what it is for the full 30 days, if you can pay every two weeks and pay 50 extra everytime, it will help you some what, or you can just turn the car in and they will no longer harass you.  If you turn it in, I would strip it down and give them nothing but the shell of the car, no where in that contract does it say that the car has to be fully intact, you could part it out.

I have been paying on a 2800. loan for over 2 years and still owe close to 2 grand at 400. a month payments.... Please Help ... God Bless

Hi,
I am considering doing a title loan with that company as a last resort. And was told that I qualify for the Max amount but all I really need is the 4,000. Your post here caught my attention and now i am curious as to how to get around their system?

Hi,
I am considering doing a title loan with that company as a last resort. And was told that I qualify for the Max amount but all I really need is the 4,000. Your post here caught my attention and now i am curious as to how to get around their system?

 Using up too much bandwith today,too many attacks

"How are you suppose to pay off something like that without way overpaying what you borrowed."

That is a question the borrower should ask himself/herself prior to agreeing to the terms of the loan.