Tribute Credit Card Atlanta Georgia Total Rip Off - double chageing people and applying overlimit charges Santa Ana, California

Back in 2009 of August I had excellant credit with these people. All of a sudden they applied a $150.00 yearly charge instead of $50.00 like that had been. I could not pay them the $150.00, asked them to lower it and why this huge charge was applied in the first place.  They never got back to me.  I lost my job in September 2009 and now they have doubled the about to $981.37. PLEASE DO NOT GET A CARD FROM THESE PEOPLE, THEY ARE TOTALLY UNFAIR. PEOPLE NEED TO GET A CLASS ACTION LAWSUIT AGAINST THEM TO STOP THSES CHARGES THAT ARE DOUBLED.