Complaint Review: Truecredit.com - Transunion Credit Bureau - Chicago Illinois
- Truecredit.com - Transunion Credit Bureau 555 W Adams ST Chicago, Illinois United States of America
- Phone:
- Web: www.truecredit.com
- Category: Credit Card Fraud, Credit Reporting Agencies
Truecredit.com - Transunion Credit Bureau Transunion Fraudulent Billing Proactices Chicago, Illinois
*Author of original report: How to Protect yourself offline
*Consumer Comment: Hit again
*Author of original report: Update on Truecredit
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On 10.14.2009 I had ordered a 3-1 credit bureau report from Truecredit.com. In doing so they billed my Banks Atm Card and commandered a Chase credit card and pended two unauthorizeed transactions against it. I did take the necessay action to protect my self from these scamsters. I will also report Truecredit.com to the FTC, The office ofthe attoney general, public inquiry unit, and also had my credit card company (Chase) block any further incoming transactions from the old card aswell as to block this merchant. Because I consider this fraud, Iam really surprised that a credit bureau such as truecredit a subsidiary of Transunion would actually resort to this. I also infored their corporate (transunion) of any future attempts to try to charge me again. I really think a class action lawsuit is in order for this corporation
This report was posted on Ripoff Report on 10/17/2009 09:09 AM and is a permanent record located here: https://www.ripoffreport.com/reports/truecreditcom-transunion-credit-bureau/chicago-illinois-60661/truecreditcom-transunion-credit-bureau-transunion-fraudulent-billing-proactices-chicago-510781. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#3 Author of original report
How to Protect yourself offline
AUTHOR: Richard - (USA)
SUBMITTED: Sunday, January 10, 2010
I am glad I got a confirmation from online credit reports. Actually the next time I get a credit report, I will obtain one directly from the Mail. Not by ordering one through the internet. DO NOT USE A COMPUTER and render your Credit Card or any Debit card from any bank to any credit bureau whatsoever!!!!!!!! Just get the address of Experian, Equifax,or Transunion, and send a money order - NOT A CHECK which contains your routing and account information which is just as bad.!!!!!.
Just order a plain and simple credit report only by mail and enclose your money order. Credit scores are worthless and don't mean a thing anymore today. This is another scam in itself. I will provide you with the addresses of the credit bureaus for you convenience:
Experian
701 Experian Parkway
Allen, Texas, 75013
==============================================================
Equifax LLC
POB 740241
Atlanta. Georgia 30374-0241
==============================================================
Transunion Credit Services
POB 2000
Chester. PA 19022
=============================================================
Realize that it is more convenient to order one online, but it is not worth the
aggravation. Plus it takes 7-10 business days to get a personal credit report
through the mail. Also a money order is a much safer way of sending money
because it has a serial #, and you can cancel, stop payment or get a refund case
it gets lost in the mail......So this is one way to avoid the online scams of the credit
bureaus. This goes for ordering online nowadays if you don't know who you are
dealing with. [ Get the Phone # and Fax ofthe merchant ] but most important - send you order, money order through the mail by certified return receipt mail so this way if you dont get your merchandise you have legal recourse through consumer affairs, the BBB etc, because of mail fraud consequences. before ordering look up the merchant through the BBB and look at (1) Rating, # of complaints, etc. If the rating is below a "B" FORGET IT and this goes for the dot.coms as well. also notate the serial # of the money order for your records as well.
Sometimes it worth the inconvenience, to prevent aggravation, because internet fraud and scams are right next to identity theft;
Hope this is helpful R. Layton
#2 Consumer Comment
Hit again
AUTHOR: Ripped off again - (United States of America)
SUBMITTED: Sunday, January 10, 2010
#1 Author of original report
Update on Truecredit
AUTHOR: Richard - (USA)
SUBMITTED: Monday, October 19, 2009
** I recontacted customer service about the incident on 10.14.2009. I asked them if ** I could have my membership deleted, thereby deleting any credit card information ** on file. They told methat they they did not have the ability to do so. They are ** ** full of B.S it is truly incredible. If anybody has read this update and the **preceding report would they like to join me in a lawsuit against these bastards **please indicate so in your rebuttal.
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