United Cash Loans Rip Off Kentucky

 I went online and applied for a personal loan. This company called me and said I was approved for a $3500 loan. I was happy. When he "ran" my credit he said that I neeed to pay the equivalent of one payment up front and I would get it back.

I told him I didn't have the money and he insisted that I borrow it from someone. I did that. I was instructed to go by a green dot reload card and put the money on there. So, I did it. He took the numbers from the green dot card and said he would contact me the next day when the money was to be transferred to my bank account.

I called him in the morning and made sure he had the right bank information. Then he says I'll be back in 10 minutes after I process the transaction. He came back and said that he needed my husband's phone number so the bank can call and verify that it's okay to deposit the money. I gave it to him and a few minutes later the "bank" called. I was told that it would take 10 days for the money to be accessable. Funny how the bank rep sounded just like the guy that was "giving me the loan"! Furthermore, the phone number that called me back was not our banks phone number!! 

I called back and told the guy that I wasn't willing to do this b/c I could not wait until 10 days to get the money. I need it that day!  He tells me that I can to a Western Union to get the money and have my money in a few minutes. All I need is $298 to cover the western union. I was like I don't have that kind of money. If I did then I would not need the loan. He insists that I ask someone to loan me the money saying that I'll get the money back within minutes and then I can pay the person back. Well, that didn't jive with me.

I remembered that I had applied for a loan with a local reputable place and called them to see what they could offer me. They offered me a loan that day and I went in and piclked up the money that evening. No stings attached. I was able to pay off my debt that was holding my vehichle in jeopardy. I called the guy back and told him that I was refusing to get a loan through him b/c I was not willing to ask someone to loan me $298. He was hopping mad. He told me in the beginning that he was waiting for me to tell him when to send me the money via western union, and when I asked him to give me my $156 back he said "why would I give you $156 back when I already spent $600 to send you the money via western union?" 

This company is a rip-off!!!! Do not use them!