United Financial Systems Failure to pay creditors or refund the money they took from me Margate, Florida

The company started off making the payments. In August of 2011 the company stopped making payments and sent my account to another company. I was able to contact a person, Carolee Estabrooke, and she had me get a document that they e-mailed to me to get a refund notarized and that the refund the document would be sent to Jamie Lyons for the refund to be issued. Jamie acknowledged the receipt of the fax and promised the refund to be in my hands no later than February 2. Now no one from the company can be contacted!! I am extremely mad and doing everything in my power to bring this company down!! I WANT MY MONEY BACK!!!