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Ripoff Report | USA Credit Review - Internet - Usa credit this company
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Report: #302728

Complaint Review: USA Credit - Internet

  • Submitted:
  • Updated:
  • Reported By: Saint Louis Missouri
  • Author Confirmed What's this?
  • Why?
  • USA Credit usacredit.com Internet U.S.A.

USA Credit this company took 149.95 out of my bank accout without my permission and took me it was a 2 in 1 application and they cannot refund my application fee and overdraft fee even though I did not apply for a card. Internet

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This company is totally fraudalent when I called and told them that they withdrew funds from my account and I didnt know what this was the lady went to talking about she can send me a 25.00 rebate check. I told her I wanted my money back she put me on hold and then told me they would not give me 35.00 application fee back and then told me it would take 8 days to get a refund this is ridiculous but they would not pay me for my over draft fees. When I asked what company were they listed with that would allow a 2 in 1 application she couldnt give me that information.

Anoymous
Saint Louis, Missouri
U.S.A.

This report was posted on Ripoff Report on 01/23/2008 03:35 PM and is a permanent record located here: https://www.ripoffreport.com/reports/usa-credit/internet/usa-credit-this-company-took-14995-out-of-my-bank-accout-without-my-permission-and-took-m-302728. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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AUTHOR: Rat Starr - (U.S.A.)

POSTED: Tuesday, January 29, 2008

I too was a victim but it turns out that as the gentleman said, it is a 3 in 1 application which once you agree to one you actually agree to terms and conditions on all. I was lucky enough to find a number to call which is (800) 262-4192. I immediately called when i saw an unauthorized transaction post to my bank account and was able to speak with a lady named Jamie, who after patiently listening to my complaint, then pointed me in the right direction. The next lady that i spoke with was a supervisor which offered to cancel any fees and refund the full amount, then from there they did a 3 way conference call to my bank while having me on the line to actually verify all the information and to make sure the charges were going to be refunded into my account within 72hrs from that time.

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