Vision Financial Corp Charged my debit card more money then the agreement was nationwide

I get a call on Fri about a 1st Premiere CC bal. I told the gentleman that I just lost my job 2 weeks ago but what kind of payments are they needing. I told him I could do $40.00 he said min payment must be $50.00 so I said ok. They took out $150.96 which was all I had in my account. I called right back and they put me on hold forever and claims they would reverse the charge. I asked for proof by email they stated they couldn't do that but that the credit dept knows about the mistake and will correct it. All I got was we apologize. I called on Sat message said they are open but the voice message hung up. I reviewed lots of complaints about this company after the fact. Something should be done about this type of stuff. I was willing to work with them even tho I have no income coming in and they took all I had and no refund yet.