Complaint Review: West Lake Financial - Los Angeles California
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- Author Not Confirmed
- West Lake Financial PO BOX 54807 Los Angeles, California United States of America
- Phone: 1 (888) 739-9192
- Web: www.westlakefinancial.com
- Category: Car Financing
West Lake Financial West Lake Finacial Services THREATENED TO REPORT A REPO ON MY CREDIT SCORE WHEN I HAD A CAR FOR ONLY A WEEK Los Angeles , California
*Consumer Comment: Its a Repo!
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On 11/20/2009 i bought an used car from almazan kars motor sales in los angeles . the car cant pass the smog check and i wont be able to register the car to drive it legally on the streets . West lake fiancial in less than a week approved my loan which is fine but on 11/30/2009 i went and return the car because of the issues with the car to pass the smog which means i wont be able to drive it like that on the streets. i called West lake fiancial and they told me the i cant cancel the contract because i already singed and i will loose my down payment and on top of that they will show the car as a repo on my credit report... when i only had the car for a week and they know the problems with the car and still wont cancel the loan for me. i paid $1000 dollars with a check which was cashed right away and they wont give me any money back from those $1000 dollars i paid. please if anyone knows how to legally proccess this company i would appricated. please get back to me as soon as possible thanks
This report was posted on Ripoff Report on 12/06/2009 10:27 PM and is a permanent record located here: https://www.ripoffreport.com/reports/west-lake-financial/los-angeles-california-90054/west-lake-financial-west-lake-finacial-services-threatened-to-report-a-repo-on-my-credit-534961. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Consumer Comment
Its a Repo!
AUTHOR: Jim - (USA)
SUBMITTED: Tuesday, December 08, 2009
There are two separate entities here. If the car is not legally drivable, that's a matter between you and the dealer.
All this finance company did was fund the purchase. They didn't sell you the car. If the car is junk, that's not their business.
You signed a contract with them which states you will make the payments to satisfy the amount of the note. Period! Whether you volunarily return the car or if the repo man comes in the middle of the night, its a repo. ITS A REPO! And then what? You are still on the hook for the contract.
It could be in your state some type of law which states a car must be legally drivable to be sold. You should check with the appropriate autoritites to find out.
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