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I was lucky to have used a reloadable visa card. As to not get scammed and it affect my bank accounT. This company is just after your shipping cost. They have no intention in sending you anything except an email confirming your transaction. Many companies are doing this and it usually affects those of us who are looking for good deals. As to not spend our bill money because that is all we can afford to do with our paycheck. It's a cruel world we live in. We can't just see something and exp then to have good moral intention. Instead we almost have to assume everything is a scam and everyone is a scamme. The worst ones affected are the elderly who aren't as aware how harmful the internet can be to your bank account or personal information. I watch others get taken advantage of and try my best to keep it from happening to mysel. It makes it hard to get great deals on things we can't purchase straight out of our pocket because we have to be aware of the evil souls in this world.