Complaint Review: AIG Insurance - Jackson Mississippi
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- AIG Insurance Layfair Drive, Jackson Jackson, Mississippi U.S.A.
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AIG Insurance Ripoff Refusing to Negotiate Lowball OfferHelp! Jackson Mississippi
*Author of original report: Settlement Offer Accepted
*Consumer Comment: Get an Attorney
*Consumer Comment: Get an Attorney
*Consumer Comment: Get an Attorney
*Consumer Comment: Get an Attorney
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I had an auto accident in June in Ridgeland, MS. AIG's client was 100% at fault as she hit the rear of my car while I was waiting for a red light.
Though AIG paid for the car repair, rental, and $1400 in medical, their "pain and suffering" offer was only $1400. I had two sets of xrays taken, was on pain meds for almost a month, and had chiropractic care three times a week for a month. Since AIG's claim adjustor was so difficult, I filed a Med Pay claim with my insurance company so I could get treated by the hospital and chiropractor. AIG reluctantly paid the medical bills after I told the claim adjustor there was a med pay claim filed.
But what's the price of pain? What dollar value can you put on waking up at 2 am in severe agony? What is the amount of suffering when I crawled out of bed almost every morning?
AIG offered $1400. I rejected it politely. But now what? I do not want to go through a lawsuit; I feel this can be settled quietly and civilly. Yet, I have never been in this situation before. How do I get a better deal w/o attorneys? Anyone have any suggestions?
Russ
Brandon, Mississippi
U.S.A.
This report was posted on Ripoff Report on 07/27/2006 11:32 AM and is a permanent record located here: https://www.ripoffreport.com/reports/aig-insurance/jackson-mississippi-39232/aig-insurance-ripoff-refusing-to-negotiate-lowball-offerhelp-jackson-mississippi-203187. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#5 Author of original report
Settlement Offer Accepted
AUTHOR: Russ - (U.S.A.)
SUBMITTED: Friday, July 28, 2006
I accepted their offer. Getting an attorney would prolong this claim for weeks or months..and for what? Another $500 or $1000? I felt that I already won, since they are willing to settle. So did I want to be right or did I want to be happy?
I chose to be happy, take the free money, and be done with this episode.
#4 Consumer Comment
Get an Attorney
AUTHOR: Chip - (U.S.A.)
SUBMITTED: Thursday, July 27, 2006
If you feel you deserve more, hire an attorney.
I just settled with Allstate for an accident that occured in January for which their insured was 100 percent at fault. Since I have an attorney, I immediately got him involved. I just settled last week. Though it was for less than I was asking, it likely was more than what I could've gotten by myself, and the good thing is that I didn't have to talk to the adjuster ever -- not once.
#3 Consumer Comment
Get an Attorney
AUTHOR: Chip - (U.S.A.)
SUBMITTED: Thursday, July 27, 2006
If you feel you deserve more, hire an attorney.
I just settled with Allstate for an accident that occured in January for which their insured was 100 percent at fault. Since I have an attorney, I immediately got him involved. I just settled last week. Though it was for less than I was asking, it likely was more than what I could've gotten by myself, and the good thing is that I didn't have to talk to the adjuster ever -- not once.
#2 Consumer Comment
Get an Attorney
AUTHOR: Chip - (U.S.A.)
SUBMITTED: Thursday, July 27, 2006
If you feel you deserve more, hire an attorney.
I just settled with Allstate for an accident that occured in January for which their insured was 100 percent at fault. Since I have an attorney, I immediately got him involved. I just settled last week. Though it was for less than I was asking, it likely was more than what I could've gotten by myself, and the good thing is that I didn't have to talk to the adjuster ever -- not once.
#1 Consumer Comment
Get an Attorney
AUTHOR: Chip - (U.S.A.)
SUBMITTED: Thursday, July 27, 2006
If you feel you deserve more, hire an attorney.
I just settled with Allstate for an accident that occured in January for which their insured was 100 percent at fault. Since I have an attorney, I immediately got him involved. I just settled last week. Though it was for less than I was asking, it likely was more than what I could've gotten by myself, and the good thing is that I didn't have to talk to the adjuster ever -- not once.
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