Bank Of America ripoff Charged $170 in overdraft fees despite depositing two in-state checks three days prior to the charges being collected. Fox Lake Illinois

You said you made a deposit on 10/4, which to me is a Tuesday. You were 'never concerned that the checks wouldn't clear on Monday'. That's where I lose you... do you mean Monday the 3rd, or Monday the 10th?

Even if you deposited them in an ATM (you didn't say), local checks would have been available by the 10th. But if you were depositing to cover purchases you made on 10/1 or 10/2 then I can see why you'd get burned.

Can you fill in the gaps here?

BOA is the bad boy for this. They steal every dollars they can get from any one, any time, they can.
They have been in court so many time and lose
a lot of the cases,
They pay out millions in fines and refunds.

They still keep doing it.

Must be a lot of profit in ripping people off.

They just paid millions out for charging non-customers $5 to cash their pay checks in Cal.

I saw them doing it again this week in Florida.

I guess they didn't learn.

You need to send a letter to the bank manager
and explain to the manager what you did. I have
known them to refund some of the fees.

In some states they can only charge you for 5 fees in a 24 hr period.

I'm writing a book about BOA and unearned fees by banks.

File aganist them with the Feds. You have nothing to lose.

Order forms from the FTC.

I'm sorry they took you for $170, I see this many times every day.
They should not be able to do this. $5 would be a large fee, as it is an auto debit, it doesn't cost them to do it.

The fese were started when they did this by hand,
it did cost them more to do it at that time.

I have been fighting this for 40 years for people.

Good Luck.