Chase Auto Finance Repo car after 51 days late Baton Rouge Louisiana

that Chase employees respond to only targeted complaints on here, and also only respond to portions of the complaints.  I have seen reports on this website of ridiculously unethical and credit damaging actions by Chase but not one employee has attempted to defend any of those.  In addition, what about all the lies and the runaround given to the consumers?  Yes, consumer may have been late but that doesn't justify the rudeness and the misleading information by all parties.  I can't wait until this company folds.

Technically, a lender can repossess if you are only one day late. Very few will do this. They just want the money for the car. Consult with an attorney. The collectors will very likely be torturing you for a deficiency judgement. If Chase did not follow the laws for your state, Chase may have lost rights to a deficiency judgement. Ignore Chase employees. I have found them to be an ignorant group, and they keep inaccurate payment records. I'm hoping that they do to me what has been done to others. I would love to file suit against Chase for repossessing a paid-for vehicle.

Where in your mind is being 51 days late on your car payment ok? I'm sorry but if you're that delinquent on your payments it's obvious you cannot afford the payments and therefore the car dealing with your current situation. You should expect Chase to repossess your car, your driving it around running miles on it, lowering the value of OUR car AND you're not being paying for it...amazing!!! How is Chase benefiting from letting you keep our car. We're not a non-profit organization, we're a bank here to make money and we took a chance giving you a car loan to begin with when no other lender wanted to. You should be lucky you were able to keep the car that long before it got repossessed.

Well I got a breakdown of what I owed and now it has been auctioned off. Now, got a second breakdown of what I owed after the private sale and some of the fees has double.

Well I got a breakdown of what I owed and now it has been auctioned off. Now, got a second breakdown of what I owed after the private sale and some of the fees has double.

Well I got a breakdown of what I owed and now it has been auctioned off. Now, got a second breakdown of what I owed after the private sale and some of the fees has double.

Well I got a breakdown of what I owed and now it has been auctioned off. Now, got a second breakdown of what I owed after the private sale and some of the fees has double.

First of all there is no law that requires a car loan to be 3 months late before it is Repoed. As soon as you are 30 days late you are in default, and your car can be taken back. Now, it is true that most companies do not want to repo every car that is 30 days late but it is their option to do so.

There is also no law that says they have to give you your car back under the same terms. So they were well within their rights to what is know as "call" the loan, and require payment in full.

As for the Repo guy and Chase being rude. I am sure that you probably were not the nicest person at the time either. After all they took your car when you feel they should not have, even though you were delinquent.

The best thing for you to do is find out about filing a claim for your personal property. Then call Chase ASAP if you want to pay the balance. If you don't want to pay the balance find out the auction date. It is doubtful that it was 1/15, but it probably will be soon. Then go to the auction and buy back your vehicle.

You don't have to be 3 months behind in order to a finance company to repo your car. They can repo if you are late any amount of days. If you were paying late and maybe not keeping in contact with them then they may have assumed that you were going to disappear with the car.
Also, once the vehicle is auctioned off, you become responsible for any of the original loan amount that they were not paid by the auction.