Consumer Portfolio Services Irvine, CA Harrassing, Insulting Collection Practices even before you are late Irvine California

We purchased an '04 Toyota in June 2007, we immediately requested a change of due date because of how my husband got paid. They never could seem to get our due date corrected and claimed we had a payment due before we had even had the car 30 days, therefore we had a running battle each month because they said we were late and charged fees and penalties even though we were not late. My husband nearly lost his job because each and every month they were calling his work, his home, parents, inlaws and other references. In December 2008 my husband lost his job, with his last check we made a payment on December 29, 2008. Beginning Jan 2, 2009 CPS was calling our home and each and every reference 3 times a day or more. They were rude, insulting, threatening and harrassing to each and every person who answered the phone. They left messages with personal information and blatant lies that could be heard by anyone. I started doing some checking online of complaints and the Better Business Bureau, these people are horribly unprofessional we'd have been better off dealing with loan sharks!!! I really really would like to join in a class action suit against this company. I've seen quite a few people suggesting it but has anyone actually gotten this thing started? If so I would love to join the suit and would be more than happy to testify against them as would everyone I know who has dealt with them.

Kimberly
Romulus, Michigan
U.S.A.