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Report: #1194893

Complaint Review: CPS, Consumer Portfolio Services - Irvine California

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  • Updated:
  • Reported By: Consumer Portfolio Services FDCPA VIOLATOR — Denver Colorado
  • Author Not Confirmed What's this?
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  • CPS, Consumer Portfolio Services 19500 Jamboree Road Irvine, California USA

CPS, Consumer Portfolio Services Mark Creatura, General Counsel Violations of the Colorado Fair Debt Collection Practices Act, unlicensed collections in Colorado, TCPA violations, Arbitration, subprime lender and debt collector, Mark Creatura, Irvine California

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 CPS is a subprime auto lender and debt collector.  First and foremost, they are not licensed to collect debt in Colorado.  You can find this information by searching for the Colorado Collection Agency Board.

Secondly, CPS has violated the TCPA so many times in this case regarding an auto loan (where the interest rate doubled over a one week period) that I have filed for Arbitration.  You may find information on Arbitration against CPS at

Note that the Contract states they will pay your fees if you cannot pay them.  If your claim is over $25,000 you are entitled to a hearing in your home town at their expense.

CPS increased my interest rate from 8.9 to over 20% one week after obtaining the loan.  By that time, I had sold my old vehicle and was stuck in this rediculous contract.  From that point, the car stopped running.  (In a span of months).  While this is not CPS' responsiblity, the numerous violations of Colorado Law, violations of calling my work, friends, and home at all hours should warrant an enormous settlement.  At the minimum, CPS will be paying through the nose for all costs in Arbitration.  And I warn CPS, I have never lost in arbitration even against the most seasoned attorneys. 

Should you have a similar problem with CPS, as I am sure thousands do, please consider Arbitration.  Click on the link above, read up on, and file your arbitration claim AGAINST THEM for violations of consumer laws.  You may also write to your State Attorney General as well as the

CPS= Bad Business.  FTC TAKE NOTE!

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