First Premier Bank Big Time Predatory Lender - Avoid at all cost!! Sioux Falls, South Dakota

This company sent me a pre-approved credit card notice, highlighting their low 9.9% annual interest rate. I have already begun rebuilding my credit score with smart, practical moves like refinancing my home and buying a new automobile. I thought I would go ahead and apply for this low interest card to further build up my credit. BAD DECISION! During the activation process I asked all the right questions, including if there were any hidden fees and the answer was no. Two weeks after activating the card I received my first statement. I was given a ridiculously low $325.00 credit limit with a $179.00 balance due. I haven't even used the card! WTF! was my obvious reaction. I've been caught in a web of deceit and I should have known better. Needless to say I called First Premier immediately and sprinkled between a few choice words I ordered that they cancel my card and strike all pending charges because I had not knowingly signed up for this Bullsh*t! If you are in the process of rebuilding your credit; please toss in the trash bin all pre-approved credit cards not named American Express. Save yourself the headache that I will no doubt have to experience as I battle with this fraudulent company's attempt to extort $179 from me.