Complaint Review: first premier bank
first premier bank fraudulently added over the credit line fees, which only came from their finance charges. I didn't go over! Sioux Falls, South Dakota Internet
*UPDATE EX-employee responds: Just so you know.
*Consumer Comment: You seem to have the wrong idea about credit
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We were offered and accepted a first premier credit card. We were told there would be a $24.95 processing fee to activate the card. We paid it. This was followed by other "hidden" fees. After using the card, we paid the bill on time, every month, nearly twice the minimum payment. Still, our balance never seemed to go down, even when we stopped using the card. We decided our best option would be to close the account and just pay the balance down. Despite harassment from the customer "service" rep, we were able to close the account. Yesterday we got the first bill in the mail since closing the account. They claim the minimum payment is $137.77, which includes late fees and over the limit charge of $61.77. As the account was closed, there was NO way we went over the limit. Their fees and interest charges of $50.58 put our closed account over the limit. I have other credit cards. When their fees put us over limit, they do NOT charge us a fee. [continued below]....
This report was posted on Ripoff Report on 03/19/2016 12:19 PM and is a permanent record located here: https://www.ripoffreport.com/reports/first-premier-bank/internet/first-premier-bank-fraudulently-added-over-the-credit-line-fees-which-only-came-from-the-1294680. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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