First Premier Bank These guys are crooks Sioux Falls South Dakota

I have been a good standing customer with these guys. I have been with them for 3+ years and have made my payments on time and have paid my accounts in full numerous times. I first applied with them when my credit was low and I was trying to repair my credit. They gave me a limit of $250 and enough fees to go along with it that ate up somewhere around half my limit. They offered me a second card for $300 and again, sky-high fees along with it. I wasn't pleased about that, but I knew it came with the territory. Fast forward to now, I called them and asked, since my credit is much better now and I have been a good standing customer, would they please get me into something with less fees (I think it's $7 monthly and $65 annually... disgusting),  and a lower APR (something like 22% currently) and higher credit limit.  They said they had nothing they could offer me but I could apply for a higher credit line. If approved, I am charged a fee of 25% for the amount increased. I told them that was outrageous and to nevermind. These people are slime. They are feeding off people who are trying to repair their credit and become financially responsible and enjoy the finer things in life like, a house of their own or a nice dependable vehicle. Instead these people are backing people into deep, dark financial holes and helping to increase our nations poverty. What they charge people should be criminal. It is virtually impossible to dig yourself out of the hole First Premier Bank puts you in. PLEASE, PLEASE, PLEASE, do not give First Premier Bank your business, you will be happy to learn from my mistake.