hsbc beneficial I had forced place insurance added to my mortgage and couldnt get them to drop it. When i had a claim assurant paid bebeficial to distribute the money to the contractors. Had to pay contractors over $10000 out of my pocket they kept that much because i was behind on my mortgage due to the extra insurance. Buffalo new york

 I have had a mortgage with hsbc since 2007 and have had forced placed insurance about 3 years.   They wouldnt let me drop it and add my own without paying both.  I couldnt afford it!  when i had a hail storm it did over $40000 damage to my home and i paid out over $10000 out of my pocket because they wouldnt pay for it.  they were sent that much from assurant but wouldnt pay me because i got behind on my mortgage.   i have since had my home forclosed and have to move.   This is all hsbc and assurants fault.  What can I do?