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Report: #212656

Complaint Review: Juniper Bank - Wilmington Delaware

  • Submitted:
  • Updated:
  • Reported By: Buffalo New York
  • Author Confirmed What's this?
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  • Juniper Bank Po Box 8802 Wilmington, Delaware U.S.A.

Canada Commerce Bank SCAM: Juniper Bank supplies a credit card for a $395.00 application fee Wilmington Delaware

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I received an application for a Juniper credit card and ignored it when I saw the fine print said they will give me a credit card with a $500 line of credit for a processing application fee of $395.00.

First of all, I don't pay any fees to apply for or maintain annually, any credit card. Second of all, All my existing credit cards have lines of credit in excess of $5000.00 so why would I want one with a $500 line of credit.

Well as it turns out this place is a big SCAM outfit. If you don't trust me, search their name on the internet. Hundreds of SCAMs will pop up regarding Juniper Bank.

well a month or so after ripping up their credit card application, Juniper sends me a card. They claim I owe $395. I called and declined the card and insisted that it be cancelled. I contacted the OCC (office of the comptroller of currency) that regulates banks and filed a complaint.

Well here we are 2 years later and this SCAM (Rip-Off) outfit has the bill for the credit card up to $1100.00 (includes late fee and finance charges) on something I never ordered.

The bottom line:
The FTC (Federal Trade Commision) and The OCC need to SHUT DOWN this bank and put them out of business.
If you see a response from the scum bags at Juniper bank below, please remember to ignore anything those lying f_**_rs write. Instead do your own search under Juniper Bank Credit Card Scams (or Rip offs) and see for yourself.

Bill
Buffalo, New York
U.S.A.

This report was posted on Ripoff Report on 09/25/2006 02:52 PM and is a permanent record located here: https://www.ripoffreport.com/reports/juniper-bank/wilmington-delaware-19899-8802/canada-commerce-bank-scam-juniper-bank-supplies-a-credit-card-for-a-39500-application-f-212656. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Suggestion

Last time I checked

AUTHOR: Dave - (U.S.A.)

POSTED: Tuesday, September 26, 2006

It's a federal law that a credit card company cannot send you an unsolicited card. If they did, and activated it for you, then they have broken several laws. By law, if a credit card is sent to you (that you applied for), then you have to call to have it activated (usually from the phone # you listed on the application). I can't see why this is a problem for you. You did nothing wrong, and they certainly can't bill you for something you never asked for.

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