University Of Phoenix Misleading - Registration - billed for a class that I was told to go to by the recruiter while waiting for financial aid confirmation Ripoff Pleasanton California

Granted, I was fully aware of my finances and the loan was paid in full.

However, My complaint is with the recruiter who was informed of my full and complete situation BEFORE enrolling me back into the program. Instead of enrolling me and misleading me into believing there was no problem, she encouraged me to go to class. She also neglected to explain or inform me of any type of delays, procedures, policies, ramifications of my early withdrawl and default loan with the new enrollment. As a student, I depeneded on the recruiter and the institution to be forthcoming with information regarding delays, non funding, policies, etc. This did not happen. Therefore, yes, I still continue to blame the school.

Tracy,

I totally agree with your response. While attending UOP for the bachelor program, I was reminded by the financial advisor that once the cycle starts do not quit, stop, or take leave of absents. Those actions will disrupt the student funding process.

Since graduating from UOP, I continued on to finish a master program at a completely different university. The student loan program rolled over with the continuation. I am now to begin a doctorate through a yet the third university. The student loans rolled into that program as well.

I cannot stress enough that once a student begins their education quest using student loan funding, continue moving forward to completion. When students are admitted into the funding program, they are most likely to remain there all the way to the end.

The only concession is to stay with the program. If a student breaks the chain, they have created their own set of responsibilities to finish.

In reading your response, I found one thing that was NOT the U of Phoenix's fault. According to Title IV funding, 6 months after you stop attending school, your payments for whatever loans you have begin. Since you were out of attendance for a year, your payments would have began 6 months prior to that. If you did not make those payments as required, you went into default. If you went into default, then you are not entitled to Title IV funds.

With that said, if you received notices from the bank that you were in default or notices to pay or anything of that nature, then you should have known you were in default.

If you did not receive these notices that you were in default, then it is your lender you should be contacting and upset with. However, I highly doubt that.

As far as letting you start courses again without knowing about your Title IV funds, UOP allows students to start courses without being certified for financial aid for customer service and as a convenience to the student. Otherwise students would have to wait months to start while they wait for F/A to be funded. Which by the way ALL other traditionals colleges and universities do not do this. They make you pay your tuition up front in full. UOP takes the risk of deferring your tuition until you are funded. In your case, it seems as if you were in default of your loan, you knew about it, yet you still were allowed to take some courses. Now you are mad because you didn't know about your finances? The only thing I can say is that you need to take responsibility for your own decision and your own Title IV loan and what you owe. Read your enrollment forms and your financial aid forms.