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Report: #1520550

Complaint Review: EnerBank USA - Salt Lake City UT

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  • EnerBank USA 650 S Main St Suite 1000 Salt Lake City, UT United States

EnerBank USA Regions Financial Corp They charge all payments to interest. Salt Lake City UT

*Consumer Comment: So...

*Consumer Comment: Funny, Funny!

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I have paid 4k on a 10k loan. Currently my balance is 9,277.  This loan agency is a rip-off!

This report was posted on Ripoff Report on 08/17/2022 10:35 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#2 Consumer Comment


AUTHOR: Robert - (United States)

POSTED: Wednesday, August 17, 2022

So when you signed the agreement what were the terms?
What is the Interest Rate?
What is the length of the Loan?
How many payments have you made and how much is each payment?
Have you ever been late?

Are the terms any different than the ones you agreed to?

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#1 Consumer Comment

Funny, Funny!

AUTHOR: Johnny Dollar - (United States)

POSTED: Wednesday, August 17, 2022

 It's quite obvious you know nothing about finance otherwise you wouldn't be whining about something which is as obvious as the rising of the sun. In nearly ALL loans, in every state of the Union, interest is ALWAYS paid down FIRST. It's called "AMORTIZATION".

As time goes on, more and more of your payment goes to principal! There is nothing illegal, immoral or unethical about this and has ZERO BEARING on anything. If you knew anything about finance, you would know you pay interest and principal with each payment.

When you make all the payments, you paid all amounts of both! Therefore, it makes absolutely ZERO DIFFERENCE what is paid first other than for somebody who knows nothing about finance to complain about absolutely nothing!!!

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