Complaint Review: TransUnion -
TransUnion Insulting Credit Score
*Author of original report: Dream On, TransUnion
*Consumer Comment: This Is EXACTLY Your Problem Molly
*Author of original report: Helpful Hint for TransUnion
*Consumer Comment: The Point However is This
*Consumer Comment: Wrong
*Author of original report: Addendum to TransUnion Complaint of 6/23/19
*Consumer Comment: So What Do Your Other Credit Scores Show??
6/23/19 --TransUnion's evaluation methods have no basis in reality. They changed my score from Excellent to Fair based on one accidentally missed bill of $10 in a period of at least 25 years. It was only by chance that I learned of the rating change and the overlooked invoice four months later, by which time it was called four missed payments. (The bill was from Target who notified TransUnion instead of me, so I cancelled my account and will never shop with them again.)
TransUnion's explanation was that their algorhithms determine the score. This blind mechanical approach means their credibility is worthless. Should I have any problems due to this nonsense, I shall be able to easily produce my exemplary payment record. However for a highly ethical person to be insulted like this is not right.
This report was posted on Ripoff Report on 06/23/2019 12:12 PM and is a permanent record located here: https://www.ripoffreport.com/report/transunion/insulting-credit-score-1480902. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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