200cash.com 200cash.com refused to allow me to pay them via, money order for a non-refundable application fee owed to them for 19 dollaws. They then sought me out, throuh other persons, by phone, threatening t wilmington, Delaware

200cash.com advertised to grant a payday loan for a certain fee amount. I supplied all of my personal information required on their application. I waited their responce to the loan. They did not grant approval until after I wrote and told them I was cancelling my request for the loan. They emailed me saying that I could cancel my request and would only have to pay 19 dollare as a one-time fee. I emailed back saying I would pay them by money order. I cancelled my savings account in the meanwhile. When contacting the bank they said I was charged for insufficient funds, twice. I immediately contacted 200cash.com again saing that I did not authorize this transaction because I was closing my account. They finally emailed again saying that there was no charge if the application request was cancelled by me. I made the request and heard nothing for months. Some eight months later I receicve a phone call from a foreigner saying they are aware that I owe money to 200cash.com and that they have all of my personal information; social security#, addrtess, phone#, driver license and credit reports. They said I will need to get a lawyer and hung up without saying who they were.