200cash.com Great Scam. Charged me 19.00 for a application I had the money in the bank. But they said I did not charged me overdaft fee as well. Wilmington, Delaware

These people have the greatest scam going! I was looking around on the internet and came across payday loans. I clicked on to there site. I filled out the information.
including my credit card number. Now I will take the hit for my stupidity doing this I admit. But here is the real issue. I was charged a one time application fee. If I was approved for the loan or not. Again my mistake. But anyway the charge was 19.00.

Fine. but now there is a charge for 44.00 from them, so they said if you do not have enough funds in the account then they will charge a 25.00 overdraft fee. So think about this. If I did not have 19.00 in the bank as they said. then how did I have enough in the bank to charge 44.00 all at the same time.   My bank said that would have been two separate charges. These people have a phone number to call but it is all automated and you can not talk to a real person. The have 5 different emails. info@200cash.com,legal@200cash.com, appfee@200cash.com,status@200cash.com and fraud@200cash.com. I have emailed legal200cash.com. no response. In my email I had said what a scam they are and that I would be reporting them to ripoff report.com,scam.com the Better Business Bureau and the Attorney General and still have got no response back from my emails. Now my bank has to do the research to dispute the charges   what a scam they have. I cannot talk to one real person there

Please do not ever deal with these crooks