Complaint Review: 5/3rd Bank - Columbus Ohio
- 5/3rd Bank www.53.com Columbus, Ohio U.S.A.
- Phone: 800-972-3030
- Web:
- Category: Sales People
5/3rd Bank robbing me blind with outrageous fee's Columbus Ohio
*Consumer Comment: It took 7 days?
*Consumer Comment: Maybe next time
*Consumer Comment: Being a single mother has nothing to do with it.
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Being a single mother is hard enough.....but when your bank is slowly robbing you of your hard earned and much needed money...this is an outrage. In the last two weeks, 5/3rd bank has deducted over $700 from my checking account.
I knew my rent was coming up, and I also knew that I didnt have the full amount in my checking to cover it. So, being on a limited income, I filled my gas tank, picked up a few items from the grocery store, and withdrew $50 from the ATM. I had $400 in my account at the time I made these transactions.
When my rent was deducted automatically, as it is every month, my account went negative....like I knew it would. Which is why I made the purchases I did to cover the things I would need for the week for myself and my daughter. Instead of only charging me one overdraft fee for my rent not being fully there, they charged me multiple times for the transactions I made 7 days prior when the money WAS available. So I am being penalized hundreds of dollars for using MY money that most definitly WAS AVAILABLE!!
While speaking with 5/3rd customer service I was told that if there are any transactions pending, they will ALWAYS deduct the largest one first.
So, I made three transactions and then seven days later my rent came out and instead of them posting the transactions I made with funds available, they waited for the larger one to go through and THEN the three smaller ones. I was charged four seperate overdraft fee's and six dollars a day until my account became positive again.
As I said, I am a single mother, I receive no financial help from anyone, and this ordeal has cost me my ENTIRE last two and a half paychecks. Leaving me no money for food, gas, bills or rent.
5/3rd bank is absolutly ripping off their customers. It is an outrage the way that this bank is literally STEALING from hard working people.
Something has to be done.
~D.P, Columbus, Ohio
Snglmama4
Columbus, Ohio
U.S.A.
This report was posted on Ripoff Report on 11/28/2007 01:01 PM and is a permanent record located here: https://www.ripoffreport.com/reports/53rd-bank/columbus-ohio/53rd-bank-robbing-me-blind-with-outrageous-fees-columbus-ohio-287425. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#3 Consumer Comment
It took 7 days?
AUTHOR: Robert - (U.S.A.)
SUBMITTED: Wednesday, November 28, 2007
It took 7 days to process transactions to your account?
IF these 3 transactions you write about where ATM/bankcard transactions at local point-of-sale points, I'd like an explanation from them as to WHY it took so long to reconcile EFTs.
IF these 3 transactions were written checks, then there are other variables that may indeed cause 7 days to lapse before the EFT for your rent hit the account.

#2 Consumer Comment
Maybe next time
AUTHOR: Gabriel - (U.S.A.)
SUBMITTED: Wednesday, November 28, 2007
When you are short on money, you can deduct what you need from your ATM and then spend the cash for your gas tank, groceries and your extra spending money. That money will be deducted right away and hopefully you don't use your card again until your next paycheck. In the meantime, by the time the automatic rent withdrawal comes through, you will only have one NSF charge instead of three.
Planning ahead sure does make a big difference.

#1 Consumer Comment
Being a single mother has nothing to do with it.
AUTHOR: Robert - (U.S.A.)
SUBMITTED: Wednesday, November 28, 2007
You made an incorrect assumption while knowingly overdrawing your account.
Have a read through your account terms and conditions. It will explain how your check card works and how the bank processes your transactions.
You ripped yourself off by giving away your paycheck in account fees.


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