Advance Me Today They send e-mails and in BLUE it will say"Click here to make a payment arrangement via email." If you click on this line it will automaticly set up an arrangement wich makes you pay an extra finance Internet

This is part of the copied e-mail that Advance Me Today sends out. You will see the bolded and underlined statement that says click here to make a payment arrangement via e-mail. If you click on this line it will automatically put you into an arrangement. So I had a loan for $400.00. My total was going to be $520.00, I clicked on the line because I did not know any better, it automaticly puts an extention I called the Company to tell them that I did not want an extention, they told me that it could not be changed. I was told that the other $400.00 would come out the next payday. I get a text today saying that $520.00 would be taken out this payday. So they are trying to make me pay $240.00 dollars for a $400.00 dollar loan. This should be against the LAW!!!! 
 AdvanceMeT?oday.com: Loan Payment Reminder
Your scheduled payment of $520.00 will be processed ,Your payment will be applied as follows:
Principal: $400.00
Origination Fee: $0.00
Interest: $120.00
NSF: $0.00
Late Charge: $0.00
Total Payment: $520.00
For your convenience, we offer three payment options:
Rollover. You may extend the due date of your loan by paying only the finance chage of $120.00.
Paydown. You may extend your due date by paying the finance charge of $120.00 plus an additional principal payment.
Payoff. You may pay $520.00 and your loan will be paid off entirely.
Payments must be scheduled prior to your due date.
Click here to make a payment arrangement via email.
Upon successful repayment of your loan, you will be eligible for a higher loan amount at a discounted interest rate!
The Advance Me Today Team
888-408-4394
888-660-2984 FAX
CALL OUR TOLL FREE NUMBERS above or login in to our website to check your balance.
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AdvanceMeToday
PO BOX 1124-1007
San Jose, Costa Rica, 10102