Advantage America ripoff lied saying I would get a grant and the fees would be taken from grant/no charges to checking acct Winter Park Florida *EDitor's Suggestions on how to get your money back into your bank account that was wrongfully taken from you!

My wife is paid by receiving grants. First of all NO grants are issued by the goverment with out a ton of paper work being completed before the grants are awarded. If ANYONE tells you that you have received a grant and you have not been sent numerous forms to fill out prior to receiving the grant it is a RIP OFF.
We have a policy in our home (we also live in Salem, Oregon) that anytime someone calls and wants to sell, offer, or even want us to participate in any conversation on the phone we tell them we do not discuss these issues over the phone, however if they would like to send us the information we will gladly look at it and then contact them. It's funny they never ask for our address or say can we confirm your address. As a result of this STRICT POLICY we have never recieved anything in the mail from these callers.
Please Please Please realize that if they only want to talk with you on the phone they are out to RIP YOU OFF

I contacted my bank several times, and they informed me that because of the recording, the Federal Regulation E would be overturned, and that the only way to fight it would be with an attorney. Because of this, I decided to just drop it other than having filed complaints here and with the Better Business Bureau.

Today, I received an email from Advantage America in regards to the complaint I filed with the BBB.
following is the text of the email:

Dear Mr. Smith,

We are in receipt of the request written to the Orlando Better Business Bureau.

It is our goal to satisfy our customers to the fullest. Your account has been cancelled by Advantage America and absolutely no further attempts to debit your account will be made by this company. It is also important to us to have satisfied customers that we can continue working with for many years. We did submit a 100% refund for $49.95 to you with our processors. A refund check will be mailed to you at the address above. Instructions will be on the back of the check from our processors.

In regards to the authorization of what was promised to be sent please feel free to call our customer service department and listen to the recording at your leisure. Misunderstandings and/or lack of communication is unacceptable at Advantage America. We strive to work hard on creating a high quality atmosphere in our sales and our customer service departments.

We appreciate your patience in this matter. If you have any further questions regarding this matter please feel free to contact us at 1-866-503-7345.

Very Truly


Crystal Brown
Advantage America
CC: Orlando BBB


I was fairly surprised to have received this response in this relatively short amount of time, but very happy to see that they are finally going to issue a full refund.

Good Luck to the everyone else, and I hope this report can give you some information that can help you!

you were duped...just file a complaint with the bank,screw the damm recording,it was falsified.

just change your bank account and dont worry your bank cant get a hold of these people on the phone.This scam is like any other they get what they can and move on.You can use this web site as proof that this is a rip-off.But you dont need to worry just change the account and youll never hear from these people again.Your bank seems like they are trying to help you take the right course af action.First if they reversed the charge of 399 already..baby take the money and run!!advantage america will only play that stupid recording to scare you.I changed my account had the 299.95 reversed and have never heard that advantage complained to my bank,or did they call me.if you file an afidavit(did i spell that right??) you can always say hey,i said yes to few things but not yes to this company to withdrawl funds.advantage also told you some lies and baited you,what they did is illeagle.GO FOR IT!!!!!!JUST TAKE AWAY THE POWER BY CHANGING YOUR ACCOUNT AND DARE THESE B@#%$*&S TO COME AFTER YOU.YOU HAVE ALL OF US TO VOUCH FOR YOU.IF YOU NEED A FELLOW SCAMMEE SAY SO AND ILL TALK TO ANYBODY AND CO-SIGN YOUR COMPLAINT!!DONT FORGET YOUR THE VICTIM HERE!!How is the bank gonna verify anything anyway,remeber advantage america is hard to get a hold of because they are wrong!!!so sorry to go on and on but im mad that you have to feel like you owe something and a lousey recording is between you and your money.just change your account and dont look back,by the way did your bank reverse the 399??please update...

I have now contacted Advantage America 4-5 times, and they flat refuse to issue a refund!

I have asked to speak to a supervisor every time and they stall and say no supervisor is available. Even if I wait for extended periods of time, they cannot find a supervisor that is not already "busy" helping another customer.

I even conference called them with my bank and still got no results. My bank told me that if I didn't change my account number, then they would be able to take the $299.95 from my account along with the monthly fees of $19.95?(not sure how much, just that there is a monthly fee of about $20). I have changed my account and followed the advice of a previous complaint against Advantage America and filed a complaint with the Better Business Bureau.

If you have been scammed by Advantage America, please be sure to file a complaint with the BBB the website is:

http://complaint.bbb.org/



Another thing, I have seen several comments with advice for getting your money back. My question is this... If I said yes to the authorization for pulling the money from my account, even though I was lied to and originally said 'no', and they have my voice recorded as saying yes, is my bank still obligated to help me with the Federal Regulation E as suggested?



Good luck...

my husband agreed at first and was recorded saying so,then he said wait a minute i do not want this I changed my mind,cancel...cancel...cancel it!!!The advantage caller then hung up on my husband because he didnt give him a routing # to our bank,but called back 30 minutes later telling my daughter to tell my husband he got the routing # and hung up on her.My husband did call back immediately and tried to cancel this,but lo and behold 49.95 came out.I called the bank and could only get as far as getting advantage america's (puey)# and a blow off from my bank.I felt like we couldnt do anything about the 49.95,bank wouldnt help and the people at advant.america (puey) played the recording for me,although i did ask for the recordings of my husband saying cancel.My husband did not authorize the money from our account,the second time these people stole money from our account 299.95..I made the bank listen,follow the EDitors suggestions.Tell the bank that someone has your info and its fraud..you did not authorize this.tell them you dodnt want to pay a charge to stop checks..you want the account closed,your money reversed back into your new account.This is fraud please dont let it go because you said "yes" on a recording.please update us on what happens..it helps other people..this report helped me..im about 10-15 pages back..good luck

First time, I did not believe them.



Second time, I gave them a low balance account number to see if they are right but they were liars. There was no grant. By the way they record phone conversations but only what they want to record. All the promises are not recorded. Then, if you mentin promises during recording, they will delete it and re record it. I think the caller both times were from India and I feel bad as this gives bad name to Indian call center. Some one should do something about it. Companies should not be allowed to lie to this extent that we have so many rip off reports on this webpage. If only 1 % people report, it will a huge number. I think the company has problem waiting inthe wings. I will gladly talk with Media about it. My bank was able to give me refund but it was big hassle and I had to pay bank to stop this company from future debits.

First time, I did not believe them.



Second time, I gave them a low balance account number to see if they are right but they were liars. There was no grant. By the way they record phone conversations but only what they want to record. All the promises are not recorded. Then, if you mentin promises during recording, they will delete it and re record it. I think the caller both times were from India and I feel bad as this gives bad name to Indian call center. Some one should do something about it. Companies should not be allowed to lie to this extent that we have so many rip off reports on this webpage. If only 1 % people report, it will a huge number. I think the company has problem waiting inthe wings. I will gladly talk with Media about it. My bank was able to give me refund but it was big hassle and I had to pay bank to stop this company from future debits.

First time, I did not believe them.



Second time, I gave them a low balance account number to see if they are right but they were liars. There was no grant. By the way they record phone conversations but only what they want to record. All the promises are not recorded. Then, if you mentin promises during recording, they will delete it and re record it. I think the caller both times were from India and I feel bad as this gives bad name to Indian call center. Some one should do something about it. Companies should not be allowed to lie to this extent that we have so many rip off reports on this webpage. If only 1 % people report, it will a huge number. I think the company has problem waiting inthe wings. I will gladly talk with Media about it. My bank was able to give me refund but it was big hassle and I had to pay bank to stop this company from future debits.

First time, I did not believe them.



Second time, I gave them a low balance account number to see if they are right but they were liars. There was no grant. By the way they record phone conversations but only what they want to record. All the promises are not recorded. Then, if you mentin promises during recording, they will delete it and re record it. I think the caller both times were from India and I feel bad as this gives bad name to Indian call center. Some one should do something about it. Companies should not be allowed to lie to this extent that we have so many rip off reports on this webpage. If only 1 % people report, it will a huge number. I think the company has problem waiting inthe wings. I will gladly talk with Media about it. My bank was able to give me refund but it was big hassle and I had to pay bank to stop this company from future debits.