Complaint Review: AEGIS LENDING - SEATTLE Washington
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- Author Confirmed
- AEGIS LENDING AEGISLENDING.COM SEATTLE, Washington U.S.A.
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- Category: Mortgage Companies
AEGIS LENDING WAS SUPPOSED TO HAVE TAXES AND INSURANCE IN LOAN BUT DID NOT DO IT!! SEATTLE Washington
*Consumer Suggestion: very simple answer
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I applied for a loan with Aegis Lending in approx May 2006. I signed all my papers and in my loan paperwork it showed that my property taxes and insurance were to be part of the loan and my house payment was the amount they had promised. When it was time to pay my first payment it had not changed since I refinanced, my loan was already sold by that point to another company and I had no escrow account set up. They would not add it to my loan so now I am stuck every year trying to come up with $1800 to pay my taxes and had to set up a monthly payment to pay my homeowners insurance. Very dissapointed! I feel that all these lenders take advantage of people with poor credit which in the end just makes our credit even poorer! I am glad to read now that they are no longer in business!!
Alicia
sedro woolley, Washington
U.S.A.
This report was posted on Ripoff Report on 11/14/2007 08:58 PM and is a permanent record located here: https://www.ripoffreport.com/reports/aegis-lending/seattle-washington/aegis-lending-was-supposed-to-have-taxes-and-insurance-in-loan-but-did-not-do-it-seattle-284925. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Consumer Suggestion
very simple answer
AUTHOR: Bob - (U.S.A.)
SUBMITTED: Sunday, November 18, 2007
Alicia, There is a very simple answer to your problem. Go to your bank and set up a savings account and deposit the amount that should have been escrowed into your payment. When it's time to pay your taxes and insurance transfer the monies to your checking account and write a check and mail it. By doing this you also earn interest (very little mind you) on your money.
This should be no problem because I am sure you were ready to pay the higher mortgage payment by having the taxes and insurance impounded into your payment, so just take the difference between the two payments and save it.
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