AFNI Ripoff Fraudulent Billing from Verizon - Dishonest Collection Agency Bloomington Illinois

do a google on statue of limitations (and your state) and it will tell you. the sol depends upon what the contract is (credit card, etc.) or written contract type ....

THANK YOU SOOO MUCH FOR THE RESPONSES.
I've already called them when I first got the notice because I had no clue what it was about. Being a good citizen I wanted to let them know they had the wrong person. My name is a very common name and they must of confused me with someone else. They did ask me several questions regarding my name and the time frame of the alleged debt. That's when they told me of the dates of the alleged debt occurred. Dec. of 94 though Sept. of 97.

Even though I really do not believe this is my bill, does anyone know the statue of limitation for a phone bill in the State of Illinois? What if I paid it but do not have the receipts anymore?

Judging from the large amount of comments concerning AFNI & Verizon on this website, it looks like AFNI sent out a bunch of bogus bills around the same time. Is there something we all can do?

Do not disclosure anything about yourself to them ... the debt even if valid is out of SOL. They may have told you not to contact the original credit because they KNOW you don't owe it, or because they can't tack on ridiculous fees even if you do ...

Big thing is it is SOL .....

Corporate Headquarters
404 Brock Drive
Bloomington, IL 61702-3097
800.767-2364

Afni, Inc.
404 Brock Drive
Bloomington, IL 61702 USA
Contact: Jim Hess, Director, Business Development
Phone: 800-767-2364, ext. 3321
Fax: 309-820-2632
Email: jimhess@afninet.com Afni, Inc. IL 309-663-4510 Jim Hess
Website: afninet.com
President and COO:
RONALD L GREENE
404 BROCK DRIVE
BLOOMINGTON 61701

Secretary: GREGORY J DONOVAN same address

Bruce F. Griffin
Chairman and Chief Executive Officer

Ronald L. Greene
President and Chief Operating Officer

Greg Donovan, CPA
Vice President of Employee Services

Stenia Dziadiw
Vice President of Sales & Business Development

Michael D. Garner
Vice President of Call Center Services

John Mobley, Jr.
Vice President, Information Technology Services and

Chief Information Officer

John O'Donnell
Vice President of Credit & Collections Services


Organization Number 0491821
Name AFNI, INC.
Profit or Non-Profit P - Profit
Company Type FCO - Foreign Corporation *****
Status A - Active
Standing G - Good
State IL
File Date 3/27/2000
Authority Date 3/27/2000
Last Annual Report 5/1/2006
Principal Office 404 BROCK DRIVE
BLOOMINGTON, IL 61701
Registered Agent C T CORPORATION SYSTEM
KENTUCKY HOME LIFE BLDG
LOUISVILLE, KY 40202

Current Officers
President Ronald L. Greene
Vice President Gregory J. Donovan
Secretary Gregory J. Donovan
Treasurer V. Curtis Oyer
Director Bruce F. Griffin
Director Ronald L. Greene


This organization has no assumed names
Previous Names
previous company names:
06/24/1986 - CREDIT CHECK INC.
06/29/2000 - ANDERSON FINANCIAL NETWORK, INC.

For collection-related inquiries, contact our Recovery Team at 1.800.371.3645, by mail at Afni, Inc. PO Box 3517, Bloomington, IL 61701 or email at: recoveryteam@afninet.com.

To handle your collections account on the internet, visit the collections website at AfniCollections.com


Important Note Regarding Collection-Related Inquiries:
If you choose to communicate via email, please remember that no matter how many measures Afni takes to ensure the confidentiality of your email, the Internet may be a non-secure medium for communication. If you choose to communicate your collection-related inquiry via email, Afni cannot be responsible for any possible disclosure of an account to a third party

COLLECTIONS PORTION OF THE COMPANY URL APPEARS TO BE AFNINET.COM

Anderson Financial Network, Inc.
404 Brock Drive
Bloomington, IL 61701
Administrative Contact:
Girard, Chris g@AFNINET.COM
Afni
404 Brock Dr
Bloomington, IL 61701
(309) 828-5226 fax: (309) 820-2610

Technical Contact:
Anderson Financial Network, Inc. oktober_isbell@HOTMAIL.COM
404 BROCK DR
BLOOMINGTON, IL 61701-2654
US
309.828.5226 fax: 123 123 1234

GENERAL INFORMATION FROM VARIOUS SITES ON DEALING WITH COLLECTION AGENCY'S

Tell them to validate by

. What the money you say I owe is for;
Explain and show me how you calculated what you say I owe;
Provide me with copies of any papers that show I agreed to pay what you say I owe;
Provide a verification or copy of any judgment if applicable;
Identify the original creditor;
Prove the Statute of Limitations has not expired on this account
Show me that you are licensed to collect in my state
Provide me with your license numbers and Registered Agent


1. NEVER talk to a collection agency on the phone. Period.

2. Keep good records. This can be the difference between a good and bad settlement. Don't expect them to remember you or what you agreed upon.

3. Send all correspondence via registered mail, receipt requested and put the registered mail number ON THE LETTER.

4. Keep a copy of every letter you send.

5. Penalties and extra interest are typically fictious amounts of money added on by the collection agency to pad their profits. Sometimes as much as to 50% of the debt or more claimed to be owed by a collection agency consisting of interest and fees. This is illegal, every state has usery laws (which dictate the maximum interests allowed to be charged. That is except North Dakota. There are no such laws which is why most credit card companies incorporate there.) Junk debt buyer pay anywhere from 1 cent to 7 cents on the dollar, there is no way there is this much interest.

6. Time is on your side. As time passes, the creditors will likely stop calling and the debt will be filed away for future attention or until the SOL runs out ..

It is up to THEM to prove it is you and that you owe it. THEY have to prove you lived there. They have nothing and are phishing for you to give them the info they need to make a bogus claim on you.

Call Verizon and let them know. They will finally get tired of their name being besmirched by these thugs and drop them as a collection agency.

Someone will post how to ask for validation better than I can . Just stay off the phone.