Allied Interstate Inc. Allied Interstate Harrassment Colombus Ohio

You need to send another certified letter with several specific points in it. First tell them a "limited cease and desist". They are not to phone you at all but they can still write. List out all the numbers they have been calling and say that, in particular, they are not to call those numbers. They cannot use the "attempting to locate you" excuse to call relatives because your letter has your address on it. Do NOT talk to them on the phone under any circumstances. They are trained to deceive you. Any agreements made over the phone, since they're not in writing, will not be honored. (A place like Allied Interstate is unlikely to honor agreements in writing either.)

Certified letters can be sent to a PO box. The post office will put a card in the box telling whoever picks up the mail to go to the counter and sign for your letter.

Also in your letter demand that they validate the debt, i.e. account for the exact amount owed and all the payments you've made. Do not admit anything. Do not tell them anything about your identity or your finances that they don't already know. Just because you've paid on a debt does not prove it was ever yours in the first place. The burden of proof is totally on them and they can almost never provide it. Do not pay any more unless they have enough validation that it would stand up in court if they went to sue you. They will not.

Since you have a good history of paying them, they're just pulling numbers out of their a** at this point to see how much they can get. Watch your bank account for unauthorized withdraws. Which would be any withdraws at this point because your letter also has a part revoking any authorization they may have had to draft money from your bank account(s). Show a copy of the letter to your banker if there are any problems.

At this point you are generally better off not paying the debt. If they cannot validate it, you have no legal obligation to. Sears sold the account to Allied for probably less than $50.00, and Sears will not get any more money no matter how much you pay Allied. Paying will not improve your credit rating, it is just a waste of money. And look at the kind of people you are giving money to.

You need to send another certified letter with several specific points in it. First tell them a "limited cease and desist". They are not to phone you at all but they can still write. List out all the numbers they have been calling and say that, in particular, they are not to call those numbers. They cannot use the "attempting to locate you" excuse to call relatives because your letter has your address on it. Do NOT talk to them on the phone under any circumstances. They are trained to deceive you. Any agreements made over the phone, since they're not in writing, will not be honored. (A place like Allied Interstate is unlikely to honor agreements in writing either.)

Certified letters can be sent to a PO box. The post office will put a card in the box telling whoever picks up the mail to go to the counter and sign for your letter.

Also in your letter demand that they validate the debt, i.e. account for the exact amount owed and all the payments you've made. Do not admit anything. Do not tell them anything about your identity or your finances that they don't already know. Just because you've paid on a debt does not prove it was ever yours in the first place. The burden of proof is totally on them and they can almost never provide it. Do not pay any more unless they have enough validation that it would stand up in court if they went to sue you. They will not.

Since you have a good history of paying them, they're just pulling numbers out of their a** at this point to see how much they can get. Watch your bank account for unauthorized withdraws. Which would be any withdraws at this point because your letter also has a part revoking any authorization they may have had to draft money from your bank account(s). Show a copy of the letter to your banker if there are any problems.

At this point you are generally better off not paying the debt. If they cannot validate it, you have no legal obligation to. Sears sold the account to Allied for probably less than $50.00, and Sears will not get any more money no matter how much you pay Allied. Paying will not improve your credit rating, it is just a waste of money. And look at the kind of people you are giving money to.

I wish to clear up some things that I failed to mention. First of all, I did not send anything to a p.o. box. At the time I was writing this article, I did not have access to any of my statements containing the mailing address, so I used one I saw posted on the net. That's my fault for not looking into it. And as far as Allied not collecting for a sears account: The billing address being sent to me is most definitely in Colombus Ohio.

Maybe the billing address and the address of the company holding my account is different, I don't know. One more thing, according to the FDCPA, if a letter is sent telling bill collectors to cease communication, then their employees are prohibited from calling you, period, except to let you know that either collection efforts have ended, or the account has been submitted to the original creditor for possible lawsuit. I'm not attempting to argue here. I just needed some advice. I do not appreciate the overly rude rebuttal to my last article, obviously posted by a bill collector. I'm just looking for sound advice.

Mocking me by making comments about my "daddy" and such will not be read, so don't even waste the time typing if that's all you can come up with.
thank you

1.) How do you send registered mail to a po box? Someone has to sign for it and a po box does not provide that...

2.) there physical adress is 3000 corporate exchange dr Columbus ohio 43231

3.) record yourself and them when they call you at work and tell them no more calls to poe. otherwise... oh darn we didnt know we couldn't call.

4.) im sorry fo the calls to daddy... but if you ever talked to them from there they can claim they believe this to be your home number and can continue to call... no ifs no ands no what abouts... that is not breaking the law... They may personally know you dont live at that number but i gurantee it is documented that you have used that number.

5.) Allied interstate hasnt worked a sears account out of ohio in about 3-4 years... the office you are looking for is actually located innew york... I dont knwo the adress