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Ripoff Report | Allstate Indemnity Review - Northbrook, Illinois
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Report: #247080

Complaint Review: Allstate Indemnity Company - Northbrook Illinois

  • Submitted:
  • Updated:
  • Reported By: Boulder Creek California
  • Author Confirmed What's this?
  • Why?
  • Allstate Indemnity Company 2775 Sanders Road Northbrook, Illinois U.S.A.

Allstate Indemnity Company Used my credit report against me to raise my rates by over 100% after a minor accident Northbrook Illinois

*Consumer Comment: ONLY 18 MONTHS? YOU ARE DEFINATELY NOT INDEMNITY

*Consumer Suggestion: You were not ripped off

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After I had a fairly minor accident, that involved only my car, and damage to it, Allsate used my credit report against me as a reason to raise my car insurance premium by over $800.00, (over $166.00 a month).

This was the first claim I had ever made against my policy with them in the 18 months I had been insured by them.

I don't think that using someone's past financial problems against them to raise their auto premium by well over 100% is either fair, or ethical. I don't care if it is legal.

People often have little, or no control over what happens to them economically, and using their misfortune against them should NOT be legal.

Their actions just proves to yet again that insurance companies are more than happy to take your money, but heaven help you if you ever use the service that you are paying them for.

I had considered Allstate to be a decent company, but I now know that their claims that they really care about their policy holders is nothing but a pack of lies.

No one is in "good hands" if they have insurance with Allstate.

Liz
Boulder Creek, California
U.S.A.

This report was posted on Ripoff Report on 05/05/2007 06:36 PM and is a permanent record located here: https://www.ripoffreport.com/reports/allstate-indemnity-company/northbrook-illinois-60062/allstate-indemnity-company-used-my-credit-report-against-me-to-raise-my-rates-by-over-100-247080. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#2 Consumer Comment

ONLY 18 MONTHS? YOU ARE DEFINATELY NOT INDEMNITY

AUTHOR: Margaret - (U.S.A.)

POSTED: Tuesday, October 16, 2007

If you have only been insured with them for 18 months you are not in INDEMNITY.
I have been with Allstate since my relocation to Texas in 1990. Allstate stopped accepting clients into the Indemnity in 1995. Its just the regular policy's.

I got a ticket and they raised my rates by 10.00 a month, and Indemnity is the cheapest policy programs. Yes, they do sometimes check a credit report but the key to that is get it twice a year and yell your head off if something is wrong. I am currently working on getting hospital bills off my report that belong to another person of the same name.

No I don't feel its legal to use financial misfortunes against people either but about 95% of the population makes stupid financial decisions like having kids they don't need, buying an overpriced house, not shopping wisely for expensive clothes to make sure you are getting what you want on the cheap, and buying overpriced Japanese cars, etc, etc, etc!!

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#1 Consumer Suggestion

You were not ripped off

AUTHOR: D - (U.S.A.)

POSTED: Tuesday, October 16, 2007

Insurance companies use credit ratings now to determine rates. They look at it as if you are not responsible with your money, you will not be responsible with the other aspects of your life. an insurance company has every right to review your driving record, credit history, etc anytime they want to to determine if your ates should be raised. If you become more of a risk to them, of course they are going to charge you more money. You had an accident which caused them to have to pay out money, and 18 months is not really a long time to be with a company to expect them to forgive the accident.

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