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Report: #1478183

Complaint Review: American Car Center - Memphis Tennessee

  • Submitted:
  • Updated:
  • Reported By: Ron — Nashville Tennessee United States
  • Author Confirmed What's this?
  • Why?
  • American Car Center 6400 winchester rd. Memphis, Tennessee United States

American Car Center American finnancial phoney late charges and they charged me more money for not having insurance when i did have insurance. Memphis Tennessee

*Consumer Comment: Who's Ripping Off Who???

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American finnancial is the lien holder for my car that i bought from American car center. If a person is late with a payment that person has to pay the instalment price and the late charge in full they will not accept a payment without late charges.

If you owe a late charge. They have been adding late charges to my account and will not remove them. Now i found out that they said i didn't have car insurace, so i called my insurance company. me and progressive called allied insuance and we verified to them that i have had insurance all a long.

so I called american finnance and they refused to call allied insurance to verify and refused to take off the extra charges so i had to pay $30 more than i owed. In short I am being ripped off by this company.

This report was posted on Ripoff Report on 05/03/2019 01:10 PM and is a permanent record located here: https://www.ripoffreport.com/report/american-car-center/memphis-tennessee-finnancial-1478183. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

Who's Ripping Off Who???

AUTHOR: The Dog - (United States)

POSTED: Friday, May 03, 2019

 You say they are charging you late fees? Guess what, Einstein...if YOU don't pay late, YOU won't be charged late fees! How obvious is THAT??? You prove insurance coverage not by voices on a phone, but by providing them with proper paper documentation which says you have insurance AND the required coverage. (Now's the time to write back saying: "You must work for them"!

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