American Specialty Health Nationwide

 On July 2016 we started getting letters asking for more information about chiropractic services I had received. Our plan allows 30 visits per year. The letters from American Specialty Health asked for more information about the last 3 visits to determine if they were medically necessary. Just got a claim denial for my last visit from Cigna after the review from American Health Specialty decided I did not need the chiropractic services. I can only appeal to the state Bureau of Insurance. The reason for the denial is that the medical examination notes were too similar therefore duplicates and the service is deemed not medically necessary. They are denying payment for services covered under our insurance.