Ameriquest Mortgage, AMC Mortgage Services ripoff, keep going into my checking account to extract funds without my permission & charging me for this Santa Ana, California *EDitor's Suggestions on how to get your money back into your bank account!

Genevieve,

I am truly sorry to hear about your situation, and unfortunately being in the lending industry, I hear about people's misfortunes all too often.

Have you considered the alternative?? Just because you are behind on your mortgage does NOT in anyway mean that you are STUCK! There are plenty of companies who are able to help consumers in Sub-Prime situations...Companies who do not have the marred reputation your current lender has.

Be proactive and GET OUT OF YOUR MORTGAGE! My company can work with people who are even 120 days late and have a sheriff's date set to foreclose on the home!

Whereas you may pay higher fees than a Prime customer, you would at least be able to get back on track with your home loan, and possibly consolidate any of the other credit cars, loans, etc. that are hurting you financially as well!

There are those of us in the industry that are out here to HELP people. Please let me know if I can help the two of you.

Genevieve,

I am truly sorry to hear about your situation, and unfortunately being in the lending industry, I hear about people's misfortunes all too often.

Have you considered the alternative?? Just because you are behind on your mortgage does NOT in anyway mean that you are STUCK! There are plenty of companies who are able to help consumers in Sub-Prime situations...Companies who do not have the marred reputation your current lender has.

Be proactive and GET OUT OF YOUR MORTGAGE! My company can work with people who are even 120 days late and have a sheriff's date set to foreclose on the home!

Whereas you may pay higher fees than a Prime customer, you would at least be able to get back on track with your home loan, and possibly consolidate any of the other credit cars, loans, etc. that are hurting you financially as well!

There are those of us in the industry that are out here to HELP people. Please let me know if I can help the two of you.

Angela ... if you have been reading these postings for years I would think you would have a little more compassion for the hardships some people have had to endure. I see you do not. I also see you have not experienced one yourself but that doesn't mean it won't happen at some time in your life so I wouldn't be so quick to judge others.

If you agree with Megligo, you must be of the same intelligence level as he is ... which is very low. You both have just responded with negative remarks that help no one at all so why even respond at all? If you wish to cut others down, go find a chatroom to play in. People in that environment welcome an idiot to chat with.

If an employee of AMQ can't put dinner on their table because a customer couldn't pay their inflated interest payment, well bummer. They can experience the same as the customers they screwed.

You, Angela, must be one of their lying reps. If you don't work there, you should, because you would fit right in, along with Meglio or whatever his name is. Why don't YOU pursue some training in compassion and understanding because you sure do need it.

Kay, I will always defend the screwed people of this rotten, filthy company. I quit coming on here for awhile also because I got fed up with comments from idiots. But, I decided to log on and found that this Meg person responded, in an idiotic way of course, to almost every posting on here.

For Meg with an "O" .... who are YOU to be telling people how to pay their bills? You do not sound smart enough to be counseling others so don't.

And you think people don't KNOW that a mortgage payment is important? When you face some kind of trouble, I would love to see how you operate. I'm sure it would be to cry and probably go to mama and dadda for help. You are pathetic.

As for my spewing profanity ... d**k is not considered a profanity. Look it up. Again, another comment that shows your stupidity. As for having a pity party, I already have for you. I pity the people you come into contact with daily. I pity the family you might have. I pity the children you may be teaching to be the same kind of person you are.

Yeah, Meg, I will continue to spread my KNOWLEDGE. Knowledge you will never be able to obtain or match. Ask yourself if YOUR comments have helped anyone. I believe you would have to say NOT.

Angela ... if you have been reading these postings for years I would think you would have a little more compassion for the hardships some people have had to endure. I see you do not. I also see you have not experienced one yourself but that doesn't mean it won't happen at some time in your life so I wouldn't be so quick to judge others.

If you agree with Megligo, you must be of the same intelligence level as he is ... which is very low. You both have just responded with negative remarks that help no one at all so why even respond at all? If you wish to cut others down, go find a chatroom to play in. People in that environment welcome an idiot to chat with.

If an employee of AMQ can't put dinner on their table because a customer couldn't pay their inflated interest payment, well bummer. They can experience the same as the customers they screwed.

You, Angela, must be one of their lying reps. If you don't work there, you should, because you would fit right in, along with Meglio or whatever his name is. Why don't YOU pursue some training in compassion and understanding because you sure do need it.

Kay, I will always defend the screwed people of this rotten, filthy company. I quit coming on here for awhile also because I got fed up with comments from idiots. But, I decided to log on and found that this Meg person responded, in an idiotic way of course, to almost every posting on here.

For Meg with an "O" .... who are YOU to be telling people how to pay their bills? You do not sound smart enough to be counseling others so don't.

And you think people don't KNOW that a mortgage payment is important? When you face some kind of trouble, I would love to see how you operate. I'm sure it would be to cry and probably go to mama and dadda for help. You are pathetic.

As for my spewing profanity ... d**k is not considered a profanity. Look it up. Again, another comment that shows your stupidity. As for having a pity party, I already have for you. I pity the people you come into contact with daily. I pity the family you might have. I pity the children you may be teaching to be the same kind of person you are.

Yeah, Meg, I will continue to spread my KNOWLEDGE. Knowledge you will never be able to obtain or match. Ask yourself if YOUR comments have helped anyone. I believe you would have to say NOT.

Angela ... if you have been reading these postings for years I would think you would have a little more compassion for the hardships some people have had to endure. I see you do not. I also see you have not experienced one yourself but that doesn't mean it won't happen at some time in your life so I wouldn't be so quick to judge others.

If you agree with Megligo, you must be of the same intelligence level as he is ... which is very low. You both have just responded with negative remarks that help no one at all so why even respond at all? If you wish to cut others down, go find a chatroom to play in. People in that environment welcome an idiot to chat with.

If an employee of AMQ can't put dinner on their table because a customer couldn't pay their inflated interest payment, well bummer. They can experience the same as the customers they screwed.

You, Angela, must be one of their lying reps. If you don't work there, you should, because you would fit right in, along with Meglio or whatever his name is. Why don't YOU pursue some training in compassion and understanding because you sure do need it.

Kay, I will always defend the screwed people of this rotten, filthy company. I quit coming on here for awhile also because I got fed up with comments from idiots. But, I decided to log on and found that this Meg person responded, in an idiotic way of course, to almost every posting on here.

For Meg with an "O" .... who are YOU to be telling people how to pay their bills? You do not sound smart enough to be counseling others so don't.

And you think people don't KNOW that a mortgage payment is important? When you face some kind of trouble, I would love to see how you operate. I'm sure it would be to cry and probably go to mama and dadda for help. You are pathetic.

As for my spewing profanity ... d**k is not considered a profanity. Look it up. Again, another comment that shows your stupidity. As for having a pity party, I already have for you. I pity the people you come into contact with daily. I pity the family you might have. I pity the children you may be teaching to be the same kind of person you are.

Yeah, Meg, I will continue to spread my KNOWLEDGE. Knowledge you will never be able to obtain or match. Ask yourself if YOUR comments have helped anyone. I believe you would have to say NOT.

Angela ... if you have been reading these postings for years I would think you would have a little more compassion for the hardships some people have had to endure. I see you do not. I also see you have not experienced one yourself but that doesn't mean it won't happen at some time in your life so I wouldn't be so quick to judge others.

If you agree with Megligo, you must be of the same intelligence level as he is ... which is very low. You both have just responded with negative remarks that help no one at all so why even respond at all? If you wish to cut others down, go find a chatroom to play in. People in that environment welcome an idiot to chat with.

If an employee of AMQ can't put dinner on their table because a customer couldn't pay their inflated interest payment, well bummer. They can experience the same as the customers they screwed.

You, Angela, must be one of their lying reps. If you don't work there, you should, because you would fit right in, along with Meglio or whatever his name is. Why don't YOU pursue some training in compassion and understanding because you sure do need it.

Kay, I will always defend the screwed people of this rotten, filthy company. I quit coming on here for awhile also because I got fed up with comments from idiots. But, I decided to log on and found that this Meg person responded, in an idiotic way of course, to almost every posting on here.

For Meg with an "O" .... who are YOU to be telling people how to pay their bills? You do not sound smart enough to be counseling others so don't.

And you think people don't KNOW that a mortgage payment is important? When you face some kind of trouble, I would love to see how you operate. I'm sure it would be to cry and probably go to mama and dadda for help. You are pathetic.

As for my spewing profanity ... d**k is not considered a profanity. Look it up. Again, another comment that shows your stupidity. As for having a pity party, I already have for you. I pity the people you come into contact with daily. I pity the family you might have. I pity the children you may be teaching to be the same kind of person you are.

Yeah, Meg, I will continue to spread my KNOWLEDGE. Knowledge you will never be able to obtain or match. Ask yourself if YOUR comments have helped anyone. I believe you would have to say NOT.

That the original poster was mistreated by AMC and shared details including personal information in an attempt to spare others similar pain and indignation?

Not that what I say matters, but I can hope that my message is heard:
Please refrain from heaping insult upon injury.

Consumer suggestions should pass a "so what?" test. Before clicking on "submit", re-read, and ask yourself: "so what?" or "if I were the original poster, would I find this helpful?".

This last note, without doubt meets the second test above:

Meglio, you are an a**!

I was trying to just say is don't pass judgement on others hardships. I agree if one has a agreement with a mortgage co. to withdraw the payments, they do have the right to withdraw their payments. My thing was the comments on her hardships, Or maybe I should say in the way they were stated. If one has never gone thru that kind of hardships, It's hard to know how it feels.It's OK to give your opinion's, sometimes I believe we could be a little nicer on how we state them.

While it is the "American Dream", it is also a simple fact that owning a home is not for everyone.

I am sorry to hear of your misfortunes, these things befall each of us at one time or another. Your situation resulted from a lack of planning and saving, above all else.

It may be that you are not financially ready to own a home. If the lender keeps attempting to gain payment for the mortgage, and finding no funds available, you will likely find yourself packing up and moving. They will tolerate missed payments for a time, but eventually will foreclose.

I don't see the lender as being at fault here, as they are simply in business to lend and then collect money. A lender can go from being your best friend at signing to your worst enemy at the drop of a coin when a payment is late or missed. With secured debt it is worse, they have a hammer to hold over your head.

Everyone, before considering buying a home, should have at least 4-6 months of living expenses in an emergency account that is never touched except for under circumstances of loss of income.

You think I am being mean, but if this woman had gone to an objective financial planner, he/she would have said the SAME THING.

Just so you all know...

NEVER pay a credit card, water bill, car loan, or ANY OTHER UNSECURED DEBT - INSTEAD of paying your mortgage.

Your mortgage is without a doubt - NO ONE WILL DISPUTE THIS - the MOST IMPORTANT BILL TO PAY IF YOU ARE IN TROUBLE.

Dont worry if the credit card companies threaten you. Pay the mortgage, not the credit cards.

People see me as mean, yet they applaud people like Kathy for coming on here and spewing profanity and "standing up for the victims."

Do you feel enlightened by Kathy's calling me a d**k? Does that help you with future financial endeavors?

I give up. This website is not for reporting people or LEARNING how to make things better. It's a friggin pity party. Everyone sits around and WHINE because we got ripped off, instead of understanding WHAT happened and WHY, and learning how to combat it in the future.

I GUARANTEE more than half of these people will make the same mistakes again because they dont want to acknowledge what they could have done differently.

Kathy, you go girl. Continue to spread your Jerry-Springer-knowledge to the masses.

You think I am being mean, but if this woman had gone to an objective financial planner, he/she would have said the SAME THING.

Just so you all know...

NEVER pay a credit card, water bill, car loan, or ANY OTHER UNSECURED DEBT - INSTEAD of paying your mortgage.

Your mortgage is without a doubt - NO ONE WILL DISPUTE THIS - the MOST IMPORTANT BILL TO PAY IF YOU ARE IN TROUBLE.

Dont worry if the credit card companies threaten you. Pay the mortgage, not the credit cards.

People see me as mean, yet they applaud people like Kathy for coming on here and spewing profanity and "standing up for the victims."

Do you feel enlightened by Kathy's calling me a d**k? Does that help you with future financial endeavors?

I give up. This website is not for reporting people or LEARNING how to make things better. It's a friggin pity party. Everyone sits around and WHINE because we got ripped off, instead of understanding WHAT happened and WHY, and learning how to combat it in the future.

I GUARANTEE more than half of these people will make the same mistakes again because they dont want to acknowledge what they could have done differently.

Kathy, you go girl. Continue to spread your Jerry-Springer-knowledge to the masses.

Genevieve don't let them upset you. People that have never been in your situation DO NOT know how it feels. It sickens me to read how rude people can be towards others. Hi Kathleen I'm glad your still defending the victims. You go girl!!!!!
I stopped writing for a long time, because I just can't believe some of the remarks that come out of some people. I just couldn't hold back on this one. If you have never been a victim of Ameriquest. Don't comment or pass judgement on the ones who have. If at all possible Genevieve get away from this Co. They have hurt 1000's of people.

I have been reading these post for years and I have yet to respond but today I decided I had to.

I completely agree with Meligo. Mortgage companies in general do not want to take your home. They typically are not in the business of paying court fees, and trying sell a home that is trashed. Generally lenders will see no profit and many will only sell for 65% of it's current market value.

Yes it is a horrible misfortune that you have had so many things happen with regard to your husbands job. But take a look at the bigger picture, many people have had much worse happen to them and lets just say half of Amc customers go on a payment plan or they just forgive you paying your payment (which I think most people on here expect) Then that could lead to the company not making any money for that month, in turn they can then lay people off because of your small problem. And thus it becomes a vicous cycle.

So my suggestion to you is suck it up and realize that many people now can put food on there table because you didn't get your payment plan.

Also why not go out and look for a job to help your husbands situation, oh I know because you have to continue paying your credits and not your mortgage.

Again, I must respond to the ignorant comments you tend to thrive on making here. You are such a d**k .... Yes, I say that because you have very much made it known you are MALE. I probably shouldn't even call you that since it's part of a MAN. No real MAN would get on here and trash other's misfortunes.

So why don't you grow up and TRY to become a MAN? Your comments only show the little boy you are. You must be in desperate need of self esteem since you feel you must cut down every posting on here. You need to get a life and find somewhere else to play.

So, Ameriquest wanted to take the money from your account, and you told them "No" because you had "other bills" to pay?

Tell me these "other bills" were investment properties, your second home, or SOME other secured debt, PLEASE.

PLEASE PLEASE PLEASE dont tell me you ignored your mortgage company so you could pay credit cards or water bills.

Do you know how much your mortgage history influences your overall credit score?

What about your children? In the event AMQ forecloses, are you going to tell your kids, "Sorry you have to leave your school and your friends, but Mommy had to pay the water bill."

And finally, DO YOU WORK? We hear about your husband's misfortunes, but it doesn't seem like there was a back-up plan. Did you expect your husband to have his job forever?

This is a classic case of NOT PREPARING for homeownership. And furthermore, banks ARE NOT in the business of doing "payment plans." They collect payments, and if they cant collect payments, they collect houses.

But of course you KNEW THIS before you took out your loan, so I will spare you the lecture, since you are incapable of listening and learning anyway.