Aurora Loan Services Inc RESPA Escrow Refund Violation Scottsbluff Georgia

Surplus escrow refund check in excess of $100.00 was attached to disclosure statement. I accidentally filed disclosure statement with check attached. When I discovered the check, I was unable to cash it because it was void. Returned check to Aurora with balance required to make monthly mortgage payment.

For more than a year Aurora has refused to apply the escrow refund amount as per my request stating the surplus escrow was returned to escrow 6 months later in violation of RESPA; have added monthly late fees alleging my account to be in arrears. RESPA requires that any surplus in excess of $50 be refunded to borrower. Aurora returned the surplus refund to escrow within the same review period.

If there are others with misapplication of surplus escrow refunds or escrow over charges who is interested in class action, please submit complaint to Ripoff.

B.A
Union City, Georgia
U.S.A.