Calvary Portfolio Services they are trying to say I owe 562.00 dollars and i never had a cell phone bill at all New York

GENERAL INFORMATION FROM VARIOUS SITES ON DEALING WITH COLLECTION AGENCY'S

Tell them to validate by

. What the money you say I owe is for;
Explain and show me how you calculated what you say I owe;
Provide me with copies of any papers that show I agreed to pay what you say I owe;
Provide a verification or copy of any judgment if applicable;
Identify the original creditor;
Prove the Statute of Limitations has not expired on this account
Show me that you are licensed to collect in my state
Provide me with your license numbers and Registered Agent


1. NEVER talk to a collection agency on the phone. Period.
2. Keep good records. This can be the difference between a good and bad settlement. Don't expect them to remember you or what you agreed upon.
3. Send all correspondence via registered mail, receipt requested and put the registered mail number ON THE LETTER. DO NOT SIGN THE LETTER TYPE YOUR NAME
4. Keep a copy of every letter you send.
5. Penalties and extra interest are typically fictious amounts of money added on by the collection agency to pad their profits. Sometimes as much as to 50% of the debt or more claimed to be owed by a collection agency consisting of interest and fees. This is illegal, every state has usery laws (which dictate the maximum interests allowed to be charged. That is except North Dakota. There are no such laws which is why most credit card companies incorporate there.) Junk debt buyer pay anywhere from 1 cent to 7 cents on the dollar, there is no way there is this much interest.
6. Time is on your side. As time passes, the creditors will likely stop calling and the debt will be filed away for future attention or until the SOL runs out ..


Cavalry Portfolio Services, LLC **
4050 Cotton Ctr Blvd
Phoenix, Arizona 85040
Phone: (602) 667-0128
Fax: (602) 667-0686
Web Address: cavalryinvestments.com


Phoenix Office
4050 E Cotton Ctr Blvd, bld 2
Phoenix, Arizona 85040
Phone: (602) 667-0128
Toll Free: (877) 222-8257
Fax: (602) 667-0686

New York Office
7 Skyline Drive
Hawthorne, New York 10532
Phone: (914) 347-3440
Toll Free: (800) 724-1757
Fax: (914) 347-1973

Tulsa Office
9522 E 47th Place
Ste H
Tulsa, OK 74145
Phone: (918) 665-5600
Toll Free: (800) 429-0535
Fax: (918) 665-5656

Saint Paul Office
408 Saint Peter St., Ste 210
Saint Paul, MN 55102-1187
Phone: (651) 287-2980
Toll Free: (800) 322-3323
Fax: (651) 287-2877

Bud Says...

CONSUMER WARNING: EXTORTION IS A FELONY IN ALL STATES.
IF A DEBT COLLECTOR ATTEMPTS IT, CONTACT YOUR LOCAL POLICE OR THE FBI. GIVE THEM THE NAME, PHONE NUMBER AND EXTENSION OF THE DEBT COLLECTOR COMMITTING THE CRIME.

extortion
n. obtaining money or property by threat to a victim's property or loved ones, intimidation, or false claim of a right (such as pretending to be an IRS agent). It is a felony in all states, except that a direct threat to harm the victim is usually treated as the crime of robbery. Blackmail is a form of extortion in which the threat is to expose embarrassing, damaging information to family, friends or the public.

See also: blackmail robbery theft

Trash, garbage, scum, liars, con-men, law breakers. There are not enough names to call this organization. Keep both hands on your wallet and watch your credit reports. These AZ & NY con-men will pick you clean and come back for more. Major FDCPA violators. If you are having a problem with them or their debt collectors, let the owners know about it. Contact:

Alfred Brothers, Exec VP
888-473-3581 ext. #1018

budhibbs.com

GENERAL INFORMATION FROM VARIOUS SITES ON DEALING WITH COLLECTION AGENCY'S

Tell them to validate by

. What the money you say I owe is for;
Explain and show me how you calculated what you say I owe;
Provide me with copies of any papers that show I agreed to pay what you say I owe;
Provide a verification or copy of any judgment if applicable;
Identify the original creditor;
Prove the Statute of Limitations has not expired on this account
Show me that you are licensed to collect in my state
Provide me with your license numbers and Registered Agent


1. NEVER talk to a collection agency on the phone. Period.
2. Keep good records. This can be the difference between a good and bad settlement. Don't expect them to remember you or what you agreed upon.
3. Send all correspondence via registered mail, receipt requested and put the registered mail number ON THE LETTER. DO NOT SIGN THE LETTER TYPE YOUR NAME
4. Keep a copy of every letter you send.
5. Penalties and extra interest are typically fictious amounts of money added on by the collection agency to pad their profits. Sometimes as much as to 50% of the debt or more claimed to be owed by a collection agency consisting of interest and fees. This is illegal, every state has usery laws (which dictate the maximum interests allowed to be charged. That is except North Dakota. There are no such laws which is why most credit card companies incorporate there.) Junk debt buyer pay anywhere from 1 cent to 7 cents on the dollar, there is no way there is this much interest.
6. Time is on your side. As time passes, the creditors will likely stop calling and the debt will be filed away for future attention or until the SOL runs out ..


Cavalry Portfolio Services, LLC **
4050 Cotton Ctr Blvd
Phoenix, Arizona 85040
Phone: (602) 667-0128
Fax: (602) 667-0686
Web Address: cavalryinvestments.com


Phoenix Office
4050 E Cotton Ctr Blvd, bld 2
Phoenix, Arizona 85040
Phone: (602) 667-0128
Toll Free: (877) 222-8257
Fax: (602) 667-0686

New York Office
7 Skyline Drive
Hawthorne, New York 10532
Phone: (914) 347-3440
Toll Free: (800) 724-1757
Fax: (914) 347-1973

Tulsa Office
9522 E 47th Place
Ste H
Tulsa, OK 74145
Phone: (918) 665-5600
Toll Free: (800) 429-0535
Fax: (918) 665-5656

Saint Paul Office
408 Saint Peter St., Ste 210
Saint Paul, MN 55102-1187
Phone: (651) 287-2980
Toll Free: (800) 322-3323
Fax: (651) 287-2877

Bud Says...

CONSUMER WARNING: EXTORTION IS A FELONY IN ALL STATES.
IF A DEBT COLLECTOR ATTEMPTS IT, CONTACT YOUR LOCAL POLICE OR THE FBI. GIVE THEM THE NAME, PHONE NUMBER AND EXTENSION OF THE DEBT COLLECTOR COMMITTING THE CRIME.

extortion
n. obtaining money or property by threat to a victim's property or loved ones, intimidation, or false claim of a right (such as pretending to be an IRS agent). It is a felony in all states, except that a direct threat to harm the victim is usually treated as the crime of robbery. Blackmail is a form of extortion in which the threat is to expose embarrassing, damaging information to family, friends or the public.

See also: blackmail robbery theft

Trash, garbage, scum, liars, con-men, law breakers. There are not enough names to call this organization. Keep both hands on your wallet and watch your credit reports. These AZ & NY con-men will pick you clean and come back for more. Major FDCPA violators. If you are having a problem with them or their debt collectors, let the owners know about it. Contact:

Alfred Brothers, Exec VP
888-473-3581 ext. #1018

budhibbs.com

GENERAL INFORMATION FROM VARIOUS SITES ON DEALING WITH COLLECTION AGENCY'S

Tell them to validate by

. What the money you say I owe is for;
Explain and show me how you calculated what you say I owe;
Provide me with copies of any papers that show I agreed to pay what you say I owe;
Provide a verification or copy of any judgment if applicable;
Identify the original creditor;
Prove the Statute of Limitations has not expired on this account
Show me that you are licensed to collect in my state
Provide me with your license numbers and Registered Agent


1. NEVER talk to a collection agency on the phone. Period.
2. Keep good records. This can be the difference between a good and bad settlement. Don't expect them to remember you or what you agreed upon.
3. Send all correspondence via registered mail, receipt requested and put the registered mail number ON THE LETTER. DO NOT SIGN THE LETTER TYPE YOUR NAME
4. Keep a copy of every letter you send.
5. Penalties and extra interest are typically fictious amounts of money added on by the collection agency to pad their profits. Sometimes as much as to 50% of the debt or more claimed to be owed by a collection agency consisting of interest and fees. This is illegal, every state has usery laws (which dictate the maximum interests allowed to be charged. That is except North Dakota. There are no such laws which is why most credit card companies incorporate there.) Junk debt buyer pay anywhere from 1 cent to 7 cents on the dollar, there is no way there is this much interest.
6. Time is on your side. As time passes, the creditors will likely stop calling and the debt will be filed away for future attention or until the SOL runs out ..


Cavalry Portfolio Services, LLC **
4050 Cotton Ctr Blvd
Phoenix, Arizona 85040
Phone: (602) 667-0128
Fax: (602) 667-0686
Web Address: cavalryinvestments.com


Phoenix Office
4050 E Cotton Ctr Blvd, bld 2
Phoenix, Arizona 85040
Phone: (602) 667-0128
Toll Free: (877) 222-8257
Fax: (602) 667-0686

New York Office
7 Skyline Drive
Hawthorne, New York 10532
Phone: (914) 347-3440
Toll Free: (800) 724-1757
Fax: (914) 347-1973

Tulsa Office
9522 E 47th Place
Ste H
Tulsa, OK 74145
Phone: (918) 665-5600
Toll Free: (800) 429-0535
Fax: (918) 665-5656

Saint Paul Office
408 Saint Peter St., Ste 210
Saint Paul, MN 55102-1187
Phone: (651) 287-2980
Toll Free: (800) 322-3323
Fax: (651) 287-2877

Bud Says...

CONSUMER WARNING: EXTORTION IS A FELONY IN ALL STATES.
IF A DEBT COLLECTOR ATTEMPTS IT, CONTACT YOUR LOCAL POLICE OR THE FBI. GIVE THEM THE NAME, PHONE NUMBER AND EXTENSION OF THE DEBT COLLECTOR COMMITTING THE CRIME.

extortion
n. obtaining money or property by threat to a victim's property or loved ones, intimidation, or false claim of a right (such as pretending to be an IRS agent). It is a felony in all states, except that a direct threat to harm the victim is usually treated as the crime of robbery. Blackmail is a form of extortion in which the threat is to expose embarrassing, damaging information to family, friends or the public.

See also: blackmail robbery theft

Trash, garbage, scum, liars, con-men, law breakers. There are not enough names to call this organization. Keep both hands on your wallet and watch your credit reports. These AZ & NY con-men will pick you clean and come back for more. Major FDCPA violators. If you are having a problem with them or their debt collectors, let the owners know about it. Contact:

Alfred Brothers, Exec VP
888-473-3581 ext. #1018

budhibbs.com

GENERAL INFORMATION FROM VARIOUS SITES ON DEALING WITH COLLECTION AGENCY'S

Tell them to validate by

. What the money you say I owe is for;
Explain and show me how you calculated what you say I owe;
Provide me with copies of any papers that show I agreed to pay what you say I owe;
Provide a verification or copy of any judgment if applicable;
Identify the original creditor;
Prove the Statute of Limitations has not expired on this account
Show me that you are licensed to collect in my state
Provide me with your license numbers and Registered Agent


1. NEVER talk to a collection agency on the phone. Period.
2. Keep good records. This can be the difference between a good and bad settlement. Don't expect them to remember you or what you agreed upon.
3. Send all correspondence via registered mail, receipt requested and put the registered mail number ON THE LETTER. DO NOT SIGN THE LETTER TYPE YOUR NAME
4. Keep a copy of every letter you send.
5. Penalties and extra interest are typically fictious amounts of money added on by the collection agency to pad their profits. Sometimes as much as to 50% of the debt or more claimed to be owed by a collection agency consisting of interest and fees. This is illegal, every state has usery laws (which dictate the maximum interests allowed to be charged. That is except North Dakota. There are no such laws which is why most credit card companies incorporate there.) Junk debt buyer pay anywhere from 1 cent to 7 cents on the dollar, there is no way there is this much interest.
6. Time is on your side. As time passes, the creditors will likely stop calling and the debt will be filed away for future attention or until the SOL runs out ..


Cavalry Portfolio Services, LLC **
4050 Cotton Ctr Blvd
Phoenix, Arizona 85040
Phone: (602) 667-0128
Fax: (602) 667-0686
Web Address: cavalryinvestments.com


Phoenix Office
4050 E Cotton Ctr Blvd, bld 2
Phoenix, Arizona 85040
Phone: (602) 667-0128
Toll Free: (877) 222-8257
Fax: (602) 667-0686

New York Office
7 Skyline Drive
Hawthorne, New York 10532
Phone: (914) 347-3440
Toll Free: (800) 724-1757
Fax: (914) 347-1973

Tulsa Office
9522 E 47th Place
Ste H
Tulsa, OK 74145
Phone: (918) 665-5600
Toll Free: (800) 429-0535
Fax: (918) 665-5656

Saint Paul Office
408 Saint Peter St., Ste 210
Saint Paul, MN 55102-1187
Phone: (651) 287-2980
Toll Free: (800) 322-3323
Fax: (651) 287-2877

Bud Says...

CONSUMER WARNING: EXTORTION IS A FELONY IN ALL STATES.
IF A DEBT COLLECTOR ATTEMPTS IT, CONTACT YOUR LOCAL POLICE OR THE FBI. GIVE THEM THE NAME, PHONE NUMBER AND EXTENSION OF THE DEBT COLLECTOR COMMITTING THE CRIME.

extortion
n. obtaining money or property by threat to a victim's property or loved ones, intimidation, or false claim of a right (such as pretending to be an IRS agent). It is a felony in all states, except that a direct threat to harm the victim is usually treated as the crime of robbery. Blackmail is a form of extortion in which the threat is to expose embarrassing, damaging information to family, friends or the public.

See also: blackmail robbery theft

Trash, garbage, scum, liars, con-men, law breakers. There are not enough names to call this organization. Keep both hands on your wallet and watch your credit reports. These AZ & NY con-men will pick you clean and come back for more. Major FDCPA violators. If you are having a problem with them or their debt collectors, let the owners know about it. Contact:

Alfred Brothers, Exec VP
888-473-3581 ext. #1018

budhibbs.com