Complaint Review: CALVARY PORTFOLIO SERVICES - PHOENIX Arizona
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- Author Confirmed
- CALVARY PORTFOLIO SERVICES 4050 E COTTON CENTER BLVD PHOENIX, Arizona U.S.A.
- Phone:
- Web:
- Category: Liars
CALVARY PORTFOLIO SERVICES ripoff over charge and keep me on a report I never signed PHOENIX Arizona
*Consumer Suggestion: obligated under the Fair Debt Collection Practices Act to provide you proof of the debt
Show customers why they should trust your business over your competitors...
I Tried to notify this company or dispute them on my credit report and it keep being confirned. First of all, I never signed to be a co-applicanr for this particular credit card from associate.
Secondly, from my understanding, The balance was suppose to be in the high fourv hundreds(480). Now they have the balance as 3,352. The credit limit was $500 and that never was surpassed.
Another thing, they don't give you no contact number to call them. Plus, I want proof that I suppose to give them my money.
Kevin
GEORGIA, Georgia
U.S.A.
This report was posted on Ripoff Report on 11/15/2005 11:40 AM and is a permanent record located here: https://www.ripoffreport.com/reports/calvary-portfolio-services/phoenix-arizona-85040/calvary-portfolio-services-ripoff-over-charge-and-keep-me-on-a-report-i-never-signed-phoen-164658. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Consumer Suggestion
obligated under the Fair Debt Collection Practices Act to provide you proof of the debt
AUTHOR: John - (U.S.A.)
SUBMITTED: Thursday, November 17, 2005
Kevin,
Cavalry is a debt buyer. They are still obligated under the Fair Debt Collection Practices Act to provide you proof of the debt and an opportunity to dispute the validity of the debt. Failure to do so opens them up to punitive damages. You may very likely find that this company has reported erroneous information to the credit bureau on purpose. For example there is a statute of limitations for information to stay on the credit bureau. 7 years. Many debt buyers report the debt as the day they purchased the debt thus lengthening the time it can stay on the credit bureau.
Should you dispute with the credit bureau a form will be sent to Cavalry allowing them to simply check a box that the information is correct. I have attached for you the Arizona Banking Departments information for you to file a complaint. Call them and they will assist you or you can download a complaint form from:
http://azbanking.gov/Lists/CA_List.HTML#bmC
Cavalry Portfolio Services, LLC
Bldg 2, Suite 20
4050 E. Cotton Center Blvd.
Phoenix, AZ 85040
If you suspect that they have put bad information on the credit bureau, you will be happy to know that the Federal Trade Commission has taken a dim view of this and handed down some severe penalties for this practice. I suspect if you send them this entry to Cavalry, they will find a resolution for you. If they don't let me know in the forum and I will tell you how to get those punitive damages from them.
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