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Report: #204146

Complaint Review: CALVARY PORTFOLIO - HAWTHORNE New York

  • Submitted:
  • Updated:
  • Reported By: Oviedo Florida
  • Author Confirmed What's this?
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  • CALVARY PORTFOLIO 7 SKYLINE DR 3RD FL HAWTHORNE, New York U.S.A.

CALVARY PORTFOLIO ripoff, Collecting non-existent debt they say I owed to AT&T more than 4 years ago HAWTHORNE New York

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This company contacted me saying they purchased a debt account I owed. It is 2006 and they say I owed AT&T $315 in 2002. There is no invoice to support their claim. I wrote them back within a few days asking for a proof of debt but they went ahead an reported me to the 3 credit bureaus. I'm disputing this debt.

Experian says they're deleting this record but Equifax and TransUnion won't. The truth is that there's never been a record in my credit file from AT&T saying that I owe them money. I'm really mad because Calvary Portfolio bought this fake debt from someone and directly reported me to credit bureaus instead of giving me proof of debt.

How do I force them to remove this item from my credit report? Oh, I also checked and found out that even if I had a debt from AT&T in 2002, the statute of limitation would have expired in 2004 or 2005 (It's 4 years for an open account in Florida).

John
Oviedo, Florida
U.S.A.

This report was posted on Ripoff Report on 08/02/2006 09:12 AM and is a permanent record located here: https://www.ripoffreport.com/reports/calvary-portfolio/hawthorne-new-york-10532/calvary-portfolio-ripoff-collecting-non-existent-debt-they-say-i-owed-to-att-more-than-4-204146. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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