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Report: #23158

Complaint Review: capital first - Miami Florida

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  • Updated:
  • Reported By: philadelphia pa
  • Author Not Confirmed What's this?
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  • capital first 18495 South Dixie Highway #228 Miami, Florida U.S.A.

capital first, hartford auto club, household protection pharmacy card, premium mega saver card multilevel ripoff business from hell Miami Florida

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I was contacted one morning in June '02 by a rep from this misrable company, promising me a 'Master Card'. For a mailing and handeling fee of 19.95 debited to my checking account. They tried to sound like they were 'Capital One', having just waken up I was not using my best judgement.

I was told that a annual membership fee of 99.95 and one time processing fee would be charged to the 'Master Card' which wopuld have a 2,500 'credit limit'. I received a packet in the mail with a letter 'congradulating' me on now having a 'pay-as-you-go Master Card'.

I immediatly contacted them to cancel the 'credit card' but was meet by much resistence and a refusel to acknowledge my cancelation. Later that same day I got a notice from my they were overdrawing my account by trying to collect to debits of 99.95 and 59.95 which were to be applied to the 'Master Card', before I could resolve that mess (which cost me 25.00 an item), they tried for a third item as 'Premium Mega Card' for 54.90 (another 25.00).

The next item from 'Household Protection Pharmacy Card' for 69.00 was the latest to be returned (at a cost of 25.00). They have another company 'Hartford Auto Club' that I have contacted and they have aggred to not attempet to debit my account, but I don't trust them as far as I can throw them at this point.

I have contacted my bank; the Federal Trade Commission, Consumer Affairs Division and the Florida State Attorney General, Office of Consumer Affairs.

I'll post again when I hear somthing from either one. I wating to get them to refund my 19.95 and hopfully my overdraft fees.

Philadelphia, Pennsylvania

This report was posted on Ripoff Report on 06/21/2002 06:34 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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