Ripoff Report Needs Your Help!
X  |  CLOSE
Report: #1131601

Complaint Review: Castle PayDay Loans - Select State/Province

  • Submitted:
  • Updated:
  • Reported By: anonymous — Thomasville Pennsylvania
  • Author Not Confirmed What's this?
  • Why?
  • Castle PayDay Loans Select State/Province USA

Show customers why they should trust your business over your competitors...

Is this
Report about YOU
listed on other sites?
Those sites steal
Ripoff Report's
content.
We can get those
removed for you!
Find out more here.
How to fix
Ripoff Report
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

I needed a loan and was approved by Castle payday for $525.00. I did not know that their fees would be so outrageous. I paid 175.00 biweekly until I couldn't afford to anymore, and received many overdraft fees because the funds weren't available. After not hearing from the company for more than a year, they tried to serve me with papers to go to court. When I wasn't home to get the papers, they tried to serve them to me at work, and when they couldn't serve me the papers at work, they wanted to charge me $250 for their process server to come back to my house to serve the papers. They wanted to charge me with writing a fraudulent check, receiving stolen property, and theft by deception. I didn't know that defaulting on a loan is now called writing a fraudulent check. If I took this matter to court they wanted me to pay over $4,000 to settle the dispute. I have used other cash loans and have never dealt with this before and their fees are no where near what this company charges.

This report was posted on Ripoff Report on 03/18/2014 02:15 PM and is a permanent record located here: https://www.ripoffreport.com/reports/castle-payday-loans/select-stateprovince/castle-payday-loans-excessive-finance-charges-and-false-reports-watersmeet-mi-1131601. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?

Updates & Rebuttals

REBUTTALS & REPLIES:
1Author
1Consumer
0Employee/Owner

#2 Author of original report

It was ACS

AUTHOR: anonymous - ()

POSTED: Tuesday, March 18, 2014

They called me, my family, and my job. They are not the people I took the loan from and I can't find any information on them. The number for them on google is not the one I was given to call and when I tried to call the number on google it is no longer in service. They really know how to scare people into making them think they are going to arrest you. I have been doing research and the cahrges they say they are going to press, they can't even do that. Not to mention, the number that called was blocked. Usually, when debt collectors call their number is shown.

Respond to this report!
What's this?

#1 Consumer Comment

Are you sure that it was the same payday loan people trying to serve you?

AUTHOR: FloridaNative - ()

POSTED: Tuesday, March 18, 2014

I am only asking because from your description of the items they 'told you' it sounds like that scam operation from ACS where they send you an email claiming to be collecting for a payday loan company. Pull up the reports here in ripoff report to see details and the actual email that is sent by the scammer. The 'theft by deception' is what is the tip off that this may not be a legitimate collections agency at all. Don't send the scammer any money. Don't talk with them. These scammers are only out to get you to send them $$ that won't even go to pay off your debt. Defaulting on a loan is a civil matter, not a criminal matter. Be careful.

Go to FTC(dot)gov and read up on the payday loan collections scam so you can recognize if the "company" contacting you is legitimate or not.

If it is actually not ACS, but your actual payday loan company, then that is a different thing. Contact the payday lender to see what you can work out on a settlement basis (if possible).

Respond to this report!
What's this?
Featured Reports

Advertisers above have met our
strict standards for business conduct.

X
What do hackers,
questionable attorneys and
fake court orders have in common?
...Dishonest Reputation Management Investigates Reputation Repair
Free speech rights compromised

WATCH News
Segment Now