Complaint Review: Castle PayDay Loans - Select State/Province
- Castle PayDay Loans Select State/Province USA
- Phone:
- Web: www.castlepayday.com
- Category: Loans
Castle PayDay Loans Excessive finance charges and false reports Watersmeet, MI
*Author of original report: It was ACS
*Consumer Comment: Are you sure that it was the same payday loan people trying to serve you?
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I needed a loan and was approved by Castle payday for $525.00. I did not know that their fees would be so outrageous. I paid 175.00 biweekly until I couldn't afford to anymore, and received many overdraft fees because the funds weren't available. After not hearing from the company for more than a year, they tried to serve me with papers to go to court. When I wasn't home to get the papers, they tried to serve them to me at work, and when they couldn't serve me the papers at work, they wanted to charge me $250 for their process server to come back to my house to serve the papers. They wanted to charge me with writing a fraudulent check, receiving stolen property, and theft by deception. I didn't know that defaulting on a loan is now called writing a fraudulent check. If I took this matter to court they wanted me to pay over $4,000 to settle the dispute. I have used other cash loans and have never dealt with this before and their fees are no where near what this company charges.
This report was posted on Ripoff Report on 03/18/2014 02:15 PM and is a permanent record located here: https://www.ripoffreport.com/reports/castle-payday-loans/select-stateprovince/castle-payday-loans-excessive-finance-charges-and-false-reports-watersmeet-mi-1131601. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#2 Author of original report
It was ACS
AUTHOR: anonymous - ()
SUBMITTED: Tuesday, March 18, 2014
They called me, my family, and my job. They are not the people I took the loan from and I can't find any information on them. The number for them on google is not the one I was given to call and when I tried to call the number on google it is no longer in service. They really know how to scare people into making them think they are going to arrest you. I have been doing research and the cahrges they say they are going to press, they can't even do that. Not to mention, the number that called was blocked. Usually, when debt collectors call their number is shown.
#1 Consumer Comment
Are you sure that it was the same payday loan people trying to serve you?
AUTHOR: FloridaNative - ()
SUBMITTED: Tuesday, March 18, 2014
I am only asking because from your description of the items they 'told you' it sounds like that scam operation from ACS where they send you an email claiming to be collecting for a payday loan company. Pull up the reports here in ripoff report to see details and the actual email that is sent by the scammer. The 'theft by deception' is what is the tip off that this may not be a legitimate collections agency at all. Don't send the scammer any money. Don't talk with them. These scammers are only out to get you to send them $$ that won't even go to pay off your debt. Defaulting on a loan is a civil matter, not a criminal matter. Be careful.
Go to FTC(dot)gov and read up on the payday loan collections scam so you can recognize if the "company" contacting you is legitimate or not.
If it is actually not ACS, but your actual payday loan company, then that is a different thing. Contact the payday lender to see what you can work out on a settlement basis (if possible).
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