Central Credit Services Collection Letter st charles Missouri

My girl friend go in the mail today, a letter of collections from Central Credit Services.  They are collecting for Link revenue resources, which is collecting for a local hospital. 

They said she can pay one of two ways: 1) 3 payments over 3 months of over $1500.  2) a one time payment of only 80% of the ammount due.

No reputiable collection company that i know of would do this.  They can not force anyone to make payment of any ammount they cant afford, and there are no companies that i know of that would only take 80% of the ammount.

Now to the funny part.  In the letter they did not sent any information about the so call ammount due.  She has medical coverage from disability, medicare and medicaid.  These two insurances pay each other.  What one does not cover the other does.  She has never receiced a bill from the hospital for any reason.  This letter has no date of services, just wanting her to call them.  Oh and i forgot, what collection company gives there debt to another company to collect on?

For anyone reading this, never ever call anyone claiming to be a debt collection company and GIVE them your personal information.  If they actually have a collection on you, THEY will actually know your information, and it will be on file.  If you get some automated call saying call us back, do like i do.  Call them back and aske THEM to provide you with your information.  If it illegal to ask for your private information, such as social security number, insurance, ect.  Companies like this are a rip off and only want to take your  money.  They pull credit reports on people, which is also illegal to do with out your concent, see if you have any old bills on your report, and then say THEY were given the account to collect on.

Okay so just again, dont call these people and give them your information.  If they call you and you talk to a person, dont give that person your personal information.  THEY should be able to provide that information to you.  Look up fair collection act, and i think its the federal trade commision.  Know your rights.  I have taken care of several companies already that tried this.

sorry for any mispelled words.