Complaint Review: Chase Credit Cards - Phoenix Arizona
- Chase Credit Cards PO Box 52063 Phoenix, Arizona U.S.A.
- Phone: 800-334-0601
- Web:
- Category: Credit Card Processing (ACH) Companies
Chase Credit Cards, Chase Platinum Mastercard, Chase Manhattan Bank Chase Credit Cards: Intended to Trap Unwary Consumers with usurous 30% rates Ripoff Phoenix Arizona
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I wanted to alert consumers to avoid Chase credit cards. People are resonsponsible for their own debts and own credit card usage, but there are companies that give a fair exchange for their services and others intentionally set up to trap unwary consumers into destructive situations. Chase clearly lies in this latter category. Chase recently raised my interest rate to over 30%. They assumed they had someone who had no choice and would have to this incredible rate. They were wrong as I simply paid off the card (all cards actually) and cancelled them. It was not that long ago that only a loan shark would have charged these kind of rates and rates this high would have been illegal. I once hard a loan when I needed it badly and could get it nowhere else from one of those super-high interest agencies. It was 24%.
Avoid chase as a loan agency. I have found Capital One to be much better, if you need a good card. MBNA is also a bad one, but Chase has proven to be the worst.
It may be legal, but it does not make it ethical. In cancelling my card I explained the above and that I felt they were engaging in unethical business conduct deliberately designed to take advantage of those who had gotten themselves into a situation with little choices. I will not do business with them again and certainly don't need to.
Ray
Sunland, California
U.S.A.
This report was posted on Ripoff Report on 12/26/2005 12:02 PM and is a permanent record located here: https://www.ripoffreport.com/reports/chase-credit-cards/phoenix-arizona-85072/chase-credit-cards-chase-platinum-mastercard-chase-manhattan-bank-chase-credit-cards-in-169309. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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