Chase Manhattan Opened a Chase direct deposit with $150.00 bonuus lure. 270 Park Ave New York

On January 14, 2016, I was lured into opening a Chase Total Checking account with a bonus of $150.00.  I deposited $25.00 into the account and presented the bonus coupon to the bank representative.  A direct deposit transfer for my social security benefits was arranaged that day by the bank via a Government Direct Deposit Set Up and a reqest by me made to SS directly.  I presented by drivers license and my social security number.. Fortunately, I did not close out my other bank account in anticipation of the $150.00 perk and having a successful bank relationship with Chase Manhattan. 

Six days later I was notified by the bank rep that my account was closed.  I contacted Chase Manhattan customer services and was told that the account was closed without providing any explanation.  I demanded to speak to a supervisor and was connected to a Chase corporate rep.  The rep informed me that my account was indeed closed and stated that she did not have to provide me with an explanation.

Upon further investigation, I discovered that Chase Manhattan executes a hard credit check on all potential applicates without disclosing that to them.  Furthermore, Chase bank reps do not disclose to potential applicates that the bank has the right to review your account and for whatever reason, has the right to close your account without consent. 

I allege that Chase Manhattan culled my personal information, social security number, drivers license and other personal and identifying information with no intent of establishing a banking relationship.  Fortunately I was able to retrieve my initial deposit. 

I demand that Chase Manhattan provide the reason for the account closure.  If I had known that Chase was going to execute a credit check, I would never have agreed to opening an account with them.  If I had known that Chase had the right to do a review on my account and then could close it out, I would never had opened an account with them and jepordized my social security benefits.