Choice Gold Member Service Major Ripoff Internet

Looked at my checking account this morning and saw a debit from Choice Gold.  My bank gave me the number of 877-318-8189 which is for Member Service Inc.  They are the ones that takes the money out of your account for Choice Gold. (Choice Golds customer service dept).  I told them I never signed up for a membership with Choice Gold and Member Service said they would cancel the information but they could not refund the money.  I pulled up the web site www.choicegold.com and the only number on the website is for Member Service. Who is Choice Gold?  My bank is filing a fraud investigation on this company and putting a stop payment on the funds.  Both of these companies need to be removed from the internet and sued.