Citifinancial Auto Interest over charge and harrassment Columbus Ohio

I purchased an SUV Dec. of 2007 which was financed with Citifinancial-Auto, only to find out that almost all my monthly payments of nearly $600/mo x72 mos. is being taken for interest.

After 9 mos. of payments, $3,811 have applied to interest and only $1,207 have been applied to the balance.

When I called and inquired about this, I was told that for the first two years I would see little decrease in my balance because the company had to make their money.

If the payment hasn't arrived on or before the due date, they start calling the day after and call every day, somestimes two and three times/day until it arrives.

They will call Saturdays ,Sundays, Holidays 24hrs/day. I feel that not only am I being ripped off, but harrassed also.

Jeanette
Talladega, Alabama
U.S.A.